Projected Profile of Taxpayers by Race & Ethnicity

Projected Distribution of Social Security Taxes Paid in 2022
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Annual Social Security taxes paid (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $920 $5,822 $16,885
Sex
Female $764 $4,872 $13,440
Male $1,143 $6,907 $18,488
Race/ethnicity
Hispanic or Latino, any race $897 $4,632 $12,385
White, non-Hispanic $970 $6,410 $17,434
Black or African American, non-Hispanic $613 $4,647 $14,050
All other races, non-Hispanic $1,052 $6,699 $18,488
Country of birth
United States $934 $6,041 $16,810
Other countries $852 $4,998 $17,279
Age
31–39 $1,028 $5,960 $16,437
40–49 $1,101 $6,183 $18,488
50–59 $1,261 $6,489 $18,261
60–69 $552 $4,143 $13,426
70 or older $76 $4,816 $12,998
Marital status
Married $968 $6,091 $17,733
Divorced $820 $5,574 $15,624
Widowed $575 $4,590 $12,382
Never married $910 $5,378 $15,374
Highest education level
Graduate $1,669 $10,397 $18,488
Bachelor $1,343 $8,632 $18,488
Associate $951 $5,598 $13,372
High school $695 $4,485 $11,057
Less than high school $596 $3,575 $9,387
Current-law household income quintile
Highest $2,958 $13,532 $18,488
Second highest $2,183 $8,860 $17,123
Middle $1,562 $6,843 $12,087
Second lowest $1,099 $5,267 $8,219
Lowest $205 $2,072 $4,612
Current-law payroll taxes quintile
Highest $12,539 $16,885 $18,488
Second highest $7,630 $9,150 $11,210
Middle $4,801 $5,822 $6,986
Second lowest $2,348 $3,306 $4,304
Lowest $76 $919 $1,869
  Hispanic or Latino, any race
Subtotal $897 $4,632 $12,385
Sex
Female $716 $3,758 $9,848
Male $1,149 $5,444 $14,058
Country of birth
United States $1,026 $5,224 $13,759
Other countries $812 $4,148 $10,747
Age
31–39 $970 $4,787 $12,479
40–49 $1,007 $4,814 $12,961
50–59 $1,019 $4,905 $12,294
60–69 $483 $3,447 $9,749
70 or older $76 $3,130 $10,028
Marital status
Married $911 $4,691 $12,751
Divorced $661 $4,571 $11,598
Widowed $851 $3,839 $10,462
Never married $1,054 $4,581 $11,472
Highest education level
Graduate $1,747 $7,827 $18,488
Bachelor $1,057 $7,090 $18,488
Associate $1,224 $5,463 $13,667
High school $812 $4,416 $10,294
Less than high school $765 $3,736 $9,412
Current-law household income quintile
Highest $2,454 $9,833 $18,488
Second highest $1,706 $7,406 $16,589
Middle $1,690 $6,050 $11,184
Second lowest $1,319 $5,030 $8,049
Lowest $295 $2,163 $4,635
Current-law payroll taxes quintile
Highest $12,526 $16,589 $18,488
Second highest $7,551 $8,819 $11,065
Middle $4,787 $5,736 $6,932
Second lowest $2,347 $3,286 $4,317
Lowest $89 $1,054 $1,917
  White, non-Hispanic
Subtotal $970 $6,410 $17,434
Sex
Female $779 $5,298 $13,761
Male $1,285 $7,610 $18,488
Country of birth
United States $983 $6,451 $17,312
Other countries $896 $5,731 $18,488
Age
31–39 $1,182 $6,690 $16,751
40–49 $1,196 $6,997 $18,488
50–59 $1,502 $7,335 $18,488
60–69 $591 $4,407 $14,017
70 or older $76 $5,205 $13,308
Marital status
Married $1,012 $6,630 $18,143
Divorced $919 $5,997 $16,280
Widowed $601 $4,839 $12,629
Never married $1,052 $6,280 $16,665
Highest education level
Graduate $1,682 $10,383 $18,488
Bachelor $1,402 $8,958 $18,488
Associate $935 $5,834 $13,421
High school $728 $4,777 $11,527
Less than high school $481 $3,611 $9,432
Current-law household income quintile
Highest $2,970 $13,464 $18,488
Second highest $2,231 $9,096 $16,970
Middle $1,477 $6,967 $12,140
Second lowest $976 $5,327 $8,319
Lowest $183 $2,086 $4,628
Current-law payroll taxes quintile
Highest $12,494 $16,660 $18,488
Second highest $7,660 $9,240 $11,240
Middle $4,814 $5,868 $6,991
Second lowest $2,357 $3,325 $4,309
Lowest $76 $865 $1,852
  Black or African American, non-Hispanic
Subtotal $613 $4,647 $14,050
Sex
Female $663 $4,263 $12,000
Male $503 $5,143 $15,884
Country of birth
United States $637 $4,627 $13,835
Other countries $472 $4,736 $15,050
Age
31–39 $624 $4,411 $13,585
40–49 $846 $5,175 $15,908
50–59 $728 $5,165 $14,509
60–69 $224 $3,615 $10,399
70 or older $76 $3,121 $10,868
Marital status
Married $727 $5,334 $16,371
Divorced $602 $4,905 $13,111
Widowed $316 $3,993 $10,831
Never married $540 $4,030 $11,845
Highest education level
Graduate $1,116 $10,486 $18,488
Bachelor $1,051 $7,224 $17,156
Associate $814 $4,923 $12,169
High school $394 $3,676 $9,529
Less than high school $301 $2,635 $8,575
Current-law household income quintile
Highest $2,858 $13,940 $18,488
Second highest $2,341 $8,701 $17,280
Middle $1,434 $7,010 $12,240
Second lowest $1,252 $5,295 $7,984
Lowest $166 $1,939 $4,442
Current-law payroll taxes quintile
Highest $12,493 $16,124 $18,488
Second highest $7,595 $9,164 $11,218
Middle $4,778 $5,763 $7,015
Second lowest $2,334 $3,277 $4,276
Lowest $76 $864 $1,882
  All other races, non-Hispanic
Subtotal $1,052 $6,699 $18,488
Sex
Female $940 $5,638 $18,488
Male $1,264 $8,030 $18,488
Country of birth
United States $1,019 $6,279 $18,488
Other countries $1,116 $7,134 $18,488
Age
31–39 $1,144 $7,199 $18,488
40–49 $1,300 $7,722 $18,488
50–59 $1,319 $6,832 $18,488
60–69 $578 $4,463 $15,725
70 or older $76 $4,380 $12,919
Marital status
Married $1,087 $6,831 $18,488
Divorced $1,022 $6,196 $18,488
Widowed $237 $4,163 $13,708
Never married $1,234 $7,242 $18,488
Highest education level
Graduate $2,110 $13,205 $18,488
Bachelor $1,381 $8,755 $18,488
Associate $948 $4,983 $14,302
High school $609 $4,138 $11,707
Less than high school $287 $2,966 $8,473
Current-law household income quintile
Highest $4,043 $18,488 $18,488
Second highest $2,231 $9,821 $18,488
Middle $1,857 $7,933 $13,187
Second lowest $1,049 $5,582 $8,203
Lowest $292 $2,002 $4,653
Current-law payroll taxes quintile
Highest $13,205 $18,488 $18,488
Second highest $7,627 $9,234 $11,359
Middle $4,794 $5,790 $7,008
Second lowest $2,292 $3,257 $4,258
Lowest $76 $1,022 $1,876
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Distribution of Social Security Taxes Paid in 2030
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Annual Social Security taxes paid (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $1,106 $6,558 $19,000
Sex
Female $982 $5,603 $15,358
Male $1,285 $7,575 $20,935
Race/ethnicity
Hispanic or Latino, any race $883 $5,123 $13,654
White, non-Hispanic $1,241 $7,311 $19,760
Black or African American, non-Hispanic $959 $5,475 $15,978
All other races, non-Hispanic $1,158 $7,575 $20,935
Country of birth
United States $1,201 $6,876 $18,930
Other countries $890 $5,420 $19,373
Age
31–39 $1,285 $6,699 $18,100
40–49 $1,293 $7,270 $20,935
50–59 $1,391 $6,912 $20,575
60–69 $876 $5,161 $16,072
70 or older $85 $5,579 $14,745
Marital status
Married $1,138 $6,818 $19,853
Divorced $1,088 $6,409 $18,038
Widowed $758 $5,098 $14,462
Never married $1,114 $6,287 $17,995
Highest education level
Graduate $2,237 $11,562 $20,935
Bachelor $1,655 $9,479 $20,935
Associate $1,136 $6,206 $14,809
High school $846 $4,963 $12,415
Less than high school $634 $4,133 $10,872
Current-law household income quintile
Highest $3,748 $15,512 $20,935
Second highest $2,663 $10,027 $19,187
Middle $1,877 $7,620 $13,239
Second lowest $1,278 $5,935 $9,040
Lowest $227 $2,341 $5,049
Current-law payroll taxes quintile
Highest $14,187 $19,000 $20,935
Second highest $8,571 $10,258 $12,626
Middle $5,419 $6,557 $7,838
Second lowest $2,750 $3,818 $4,879
Lowest $85 $1,106 $2,219
  Hispanic or Latino, any race
Subtotal $883 $5,123 $13,654
Sex
Female $789 $4,234 $11,009
Male $1,022 $5,938 $15,826
Country of birth
United States $1,115 $5,806 $15,073
Other countries $689 $4,385 $11,867
Age
31–39 $1,117 $5,487 $13,414
40–49 $993 $5,304 $16,356
50–59 $949 $5,322 $13,213
60–69 $459 $3,698 $11,343
70 or older $85 $4,052 $11,349
Marital status
Married $888 $5,106 $14,017
Divorced $848 $5,091 $13,906
Widowed $270 $3,684 $9,881
Never married $980 $5,339 $13,156
Highest education level
Graduate $1,588 $7,814 $20,935
Bachelor $1,220 $7,347 $20,503
Associate $1,164 $5,842 $13,556
High school $820 $4,796 $11,799
Less than high school $724 $4,262 $10,677
Current-law household income quintile
Highest $2,458 $11,667 $20,935
Second highest $2,030 $8,043 $18,281
Middle $1,674 $6,681 $12,269
Second lowest $1,376 $5,612 $8,842
Lowest $209 $2,356 $5,026
Current-law payroll taxes quintile
Highest $14,077 $18,756 $20,935
Second highest $8,520 $9,984 $12,369
Middle $5,397 $6,525 $7,821
Second lowest $2,728 $3,764 $4,837
Lowest $85 $1,176 $2,247
  White, non-Hispanic
Subtotal $1,241 $7,311 $19,760
Sex
Female $1,012 $6,150 $15,947
Male $1,509 $8,548 $20,935
Country of birth
United States $1,261 $7,388 $19,699
Other countries $1,044 $6,287 $20,935
Age
31–39 $1,445 $7,459 $18,928
40–49 $1,502 $8,399 $20,935
50–59 $1,693 $7,841 $20,935
60–69 $1,031 $5,626 $16,984
70 or older $85 $5,884 $15,011
Marital status
Married $1,271 $7,547 $20,505
Divorced $1,151 $6,952 $18,756
Widowed $836 $5,670 $15,065
Never married $1,287 $7,289 $19,211
Highest education level
Graduate $2,330 $11,632 $20,935
Bachelor $1,875 $9,969 $20,935
Associate $1,172 $6,491 $15,056
High school $879 $5,249 $12,775
Less than high school $474 $4,140 $11,716
Current-law household income quintile
Highest $4,016 $15,321 $20,935
Second highest $2,792 $10,420 $19,003
Middle $1,880 $7,822 $13,291
Second lowest $1,180 $6,028 $9,089
Lowest $224 $2,336 $5,087
Current-law payroll taxes quintile
Highest $14,138 $18,822 $20,935
Second highest $8,599 $10,344 $12,653
Middle $5,431 $6,573 $7,851
Second lowest $2,764 $3,836 $4,900
Lowest $85 $1,073 $2,217
  Black or African American, non-Hispanic
Subtotal $959 $5,475 $15,978
Sex
Female $1,068 $5,105 $13,510
Male $806 $6,054 $18,317
Country of birth
United States $975 $5,475 $15,866
Other countries $887 $5,484 $17,135
Age
31–39 $1,055 $5,128 $15,641
40–49 $958 $5,993 $17,060
50–59 $1,323 $5,890 $17,795
60–69 $773 $4,754 $12,669
70 or older $85 $4,755 $12,810
Marital status
Married $1,055 $6,206 $17,841
Divorced $1,153 $5,519 $15,752
Widowed $443 $4,560 $11,967
Never married $878 $4,941 $14,743
Highest education level
Graduate $2,052 $12,185 $20,935
Bachelor $1,543 $8,312 $19,421
Associate $916 $5,556 $14,336
High school $844 $4,289 $10,937
Less than high school $380 $3,195 $9,918
Current-law household income quintile
Highest $3,327 $15,758 $20,935
Second highest $2,679 $9,538 $18,558
Middle $2,365 $8,119 $13,489
Second lowest $1,625 $6,054 $8,945
Lowest $281 $2,481 $5,017
Current-law payroll taxes quintile
Highest $14,188 $17,912 $20,935
Second highest $8,474 $10,078 $12,581
Middle $5,400 $6,518 $7,792
Second lowest $2,759 $3,790 $4,883
Lowest $85 $1,129 $2,212
  All other races, non-Hispanic
Subtotal $1,158 $7,575 $20,935
Sex
Female $1,041 $6,519 $20,935
Male $1,278 $9,177 $20,935
Country of birth
United States $1,224 $7,351 $20,935
Other countries $1,067 $7,772 $20,935
Age
31–39 $1,323 $8,562 $20,935
40–49 $1,284 $9,187 $20,935
50–59 $1,204 $7,636 $20,935
60–69 $830 $5,488 $19,942
70 or older $85 $6,393 $14,295
Marital status
Married $999 $7,379 $20,935
Divorced $1,055 $6,510 $20,935
Widowed $1,269 $5,419 $15,568
Never married $1,443 $8,562 $20,935
Highest education level
Graduate $2,336 $13,731 $20,935
Bachelor $1,215 $9,028 $20,935
Associate $1,041 $5,428 $15,413
High school $703 $4,648 $14,910
Less than high school $991 $3,616 $11,889
Current-law household income quintile
Highest $4,017 $19,880 $20,935
Second highest $3,064 $12,679 $20,935
Middle $1,991 $8,320 $14,499
Second lowest $1,271 $5,993 $9,298
Lowest $191 $2,106 $4,901
Current-law payroll taxes quintile
Highest $14,600 $20,935 $20,935
Second highest $8,574 $10,352 $12,847
Middle $5,392 $6,560 $7,883
Second lowest $2,716 $3,859 $4,833
Lowest $85 $1,067 $2,176
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Distribution of Social Security Taxes Paid in 2050
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Annual Social Security taxes paid (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $1,415 $8,298 $24,526
Sex
Female $1,275 $7,263 $19,963
Male $1,599 $9,377 $26,634
Race/ethnicity
Hispanic or Latino, any race $1,210 $6,676 $17,885
White, non-Hispanic $1,524 $9,286 $25,256
Black or African American, non-Hispanic $1,145 $6,925 $19,396
All other races, non-Hispanic $1,853 $10,936 $26,634
Country of birth
United States $1,496 $8,564 $23,956
Other countries $1,183 $7,361 $26,634
Age
31–39 $1,600 $8,461 $23,371
40–49 $1,666 $8,832 $26,634
50–59 $1,785 $8,799 $26,396
60–69 $1,114 $6,481 $21,534
70 or older $109 $7,570 $18,214
Marital status
Married $1,431 $8,536 $25,295
Divorced $1,527 $8,343 $23,179
Widowed $746 $6,380 $17,416
Never married $1,398 $7,950 $24,426
Highest education level
Graduate $2,648 $14,089 $26,634
Bachelor $2,061 $11,987 $26,634
Associate $1,435 $7,555 $18,526
High school $1,053 $6,363 $16,006
Less than high school $838 $5,194 $13,953
Current-law household income quintile
Highest $5,310 $20,731 $26,634
Second highest $3,482 $12,922 $24,156
Middle $2,536 $9,646 $16,345
Second lowest $1,649 $7,365 $10,940
Lowest $248 $2,848 $6,105
Current-law payroll taxes quintile
Highest $18,132 $24,526 $26,634
Second highest $10,783 $13,041 $16,036
Middle $6,844 $8,299 $9,857
Second lowest $3,481 $4,826 $6,181
Lowest $109 $1,415 $2,835
  Hispanic or Latino, any race
Subtotal $1,210 $6,676 $17,885
Sex
Female $1,064 $5,700 $14,080
Male $1,388 $7,584 $21,076
Country of birth
United States $1,389 $7,256 $18,642
Other countries $956 $5,647 $16,086
Age
31–39 $1,328 $7,133 $17,584
40–49 $1,447 $7,134 $19,634
50–59 $1,395 $6,605 $17,644
60–69 $683 $4,754 $14,319
70 or older $109 $5,719 $15,422
Marital status
Married $1,169 $6,692 $18,340
Divorced $1,402 $6,911 $18,787
Widowed $804 $5,097 $14,043
Never married $1,215 $6,709 $16,979
Highest education level
Graduate $2,105 $9,825 $26,634
Bachelor $1,641 $9,555 $26,634
Associate $1,318 $7,269 $17,006
High school $1,074 $6,200 $15,102
Less than high school $1,041 $5,482 $14,098
Current-law household income quintile
Highest $3,529 $15,447 $26,634
Second highest $2,931 $10,774 $22,763
Middle $2,344 $8,577 $15,182
Second lowest $1,798 $7,132 $10,570
Lowest $260 $2,924 $6,110
Current-law payroll taxes quintile
Highest $18,003 $24,280 $26,634
Second highest $10,707 $12,554 $15,729
Middle $6,816 $8,198 $9,793
Second lowest $3,472 $4,727 $6,164
Lowest $109 $1,536 $2,842
  White, non-Hispanic
Subtotal $1,524 $9,286 $25,256
Sex
Female $1,328 $8,080 $20,628
Male $1,785 $10,506 $26,634
Country of birth
United States $1,569 $9,389 $25,056
Other countries $1,166 $8,189 $26,634
Age
31–39 $1,772 $9,617 $24,501
40–49 $1,880 $10,225 $26,634
50–59 $2,077 $10,073 $26,634
60–69 $1,237 $7,141 $22,385
70 or older $109 $7,675 $18,520
Marital status
Married $1,513 $9,427 $26,038
Divorced $1,669 $9,193 $24,246
Widowed $692 $6,987 $18,688
Never married $1,595 $9,294 $24,521
Highest education level
Graduate $2,794 $14,503 $26,634
Bachelor $2,080 $12,443 $26,634
Associate $1,451 $7,877 $18,701
High school $1,092 $6,790 $16,733
Less than high school $524 $5,052 $13,926
Current-law household income quintile
Highest $5,800 $20,455 $26,634
Second highest $3,790 $13,344 $23,743
Middle $2,566 $9,918 $16,502
Second lowest $1,457 $7,265 $11,025
Lowest $203 $2,748 $6,139
Current-law payroll taxes quintile
Highest $18,029 $23,934 $26,634
Second highest $10,819 $13,206 $16,087
Middle $6,861 $8,343 $9,875
Second lowest $3,507 $4,903 $6,203
Lowest $109 $1,319 $2,810
  Black or African American, non-Hispanic
Subtotal $1,145 $6,925 $19,396
Sex
Female $1,373 $6,569 $16,984
Male $1,014 $7,460 $22,904
Country of birth
United States $1,212 $6,925 $19,307
Other countries $880 $6,952 $19,918
Age
31–39 $1,145 $6,537 $18,281
40–49 $1,303 $7,442 $20,565
50–59 $1,372 $7,393 $21,403
60–69 $590 $5,864 $19,079
70 or older $346 $7,993 $16,565
Marital status
Married $1,543 $7,855 $22,244
Divorced $1,267 $7,191 $19,274
Widowed $137 $6,385 $16,794
Never married $1,054 $6,404 $18,117
Highest education level
Graduate $2,539 $13,543 $26,634
Bachelor $2,269 $10,880 $23,816
Associate $1,490 $6,869 $17,158
High school $880 $5,331 $13,719
Less than high school $549 $4,188 $12,275
Current-law household income quintile
Highest $4,452 $18,917 $26,634
Second highest $3,314 $12,519 $23,821
Middle $2,823 $10,336 $16,744
Second lowest $2,346 $7,728 $11,151
Lowest $302 $2,963 $6,045
Current-law payroll taxes quintile
Highest $17,839 $22,791 $26,634
Second highest $10,705 $12,886 $16,179
Middle $6,837 $8,267 $9,820
Second lowest $3,454 $4,812 $6,167
Lowest $109 $1,475 $2,840
  All other races, non-Hispanic
Subtotal $1,853 $10,936 $26,634
Sex
Female $1,627 $9,049 $26,634
Male $2,211 $13,585 $26,634
Country of birth
United States $1,912 $10,830 $26,634
Other countries $1,828 $11,021 $26,634
Age
31–39 $1,955 $12,264 $26,634
40–49 $1,912 $12,894 $26,634
50–59 $2,094 $10,936 $26,634
60–69 $1,567 $8,088 $26,634
70 or older $184 $9,849 $22,051
Marital status
Married $1,756 $10,495 $26,634
Divorced $1,493 $9,227 $26,634
Widowed $1,106 $6,747 $19,445
Never married $2,106 $12,340 $26,634
Highest education level
Graduate $2,873 $17,443 $26,634
Bachelor $2,166 $13,303 $26,634
Associate $1,572 $7,412 $21,499
High school $1,252 $6,587 $26,634
Less than high school $364 $2,960 $11,875
Current-law household income quintile
Highest $6,733 $26,634 $26,634
Second highest $3,352 $17,250 $26,634
Middle $2,895 $11,192 $17,593
Second lowest $1,869 $7,848 $11,327
Lowest $284 $2,874 $5,978
Current-law payroll taxes quintile
Highest $19,160 $26,634 $26,634
Second highest $10,846 $13,226 $16,234
Middle $6,913 $8,305 $9,975
Second lowest $3,458 $4,790 $6,154
Lowest $109 $1,515 $2,860
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Distribution of Social Security Taxes Paid in 2070
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Annual Social Security taxes paid (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $1,688 $10,583 $31,004
Sex
Female $1,556 $9,289 $25,209
Male $1,870 $11,987 $33,878
Race/ethnicity
Hispanic or Latino, any race $1,430 $8,673 $23,076
White, non-Hispanic $1,886 $11,963 $32,062
Black or African American, non-Hispanic $1,361 $8,800 $24,124
All other races, non-Hispanic $2,011 $14,288 $33,878
Country of birth
United States $1,805 $10,822 $30,219
Other countries $1,343 $9,710 $33,878
Age
31–39 $2,127 $10,810 $29,587
40–49 $2,007 $11,312 $33,878
50–59 $2,080 $11,174 $33,878
60–69 $1,251 $8,191 $27,932
70 or older $138 $10,104 $23,986
Marital status
Married $1,698 $10,851 $31,513
Divorced $1,707 $10,576 $29,883
Widowed $657 $8,263 $21,991
Never married $1,746 $10,294 $31,589
Highest education level
Graduate $3,232 $17,111 $33,878
Bachelor $2,463 $15,441 $33,878
Associate $1,775 $9,743 $23,264
High school $1,257 $8,040 $20,492
Less than high school $1,024 $6,829 $18,051
Current-law household income quintile
Highest $6,888 $26,376 $33,878
Second highest $4,424 $16,493 $30,331
Middle $3,303 $12,458 $20,602
Second lowest $2,190 $9,277 $13,758
Lowest $252 $3,524 $7,638
Current-law payroll taxes quintile
Highest $22,935 $31,004 $33,878
Second highest $13,751 $16,584 $20,362
Middle $8,732 $10,583 $12,618
Second lowest $4,390 $6,126 $7,842
Lowest $138 $1,688 $3,546
  Hispanic or Latino, any race
Subtotal $1,430 $8,673 $23,076
Sex
Female $1,249 $7,277 $18,154
Male $1,692 $9,828 $27,578
Country of birth
United States $1,641 $9,237 $23,712
Other countries $1,057 $7,377 $21,275
Age
31–39 $1,829 $9,313 $22,516
40–49 $1,708 $9,304 $25,448
50–59 $1,624 $8,927 $24,309
60–69 $806 $6,320 $18,671
70 or older $138 $7,512 $20,389
Marital status
Married $1,431 $8,702 $23,383
Divorced $1,626 $9,114 $24,809
Widowed $658 $5,725 $16,289
Never married $1,420 $8,692 $22,215
Highest education level
Graduate $1,986 $12,210 $33,878
Bachelor $2,279 $13,765 $33,878
Associate $1,720 $9,539 $21,752
High school $1,339 $7,874 $19,168
Less than high school $1,150 $7,077 $18,364
Current-law household income quintile
Highest $4,843 $20,967 $33,878
Second highest $3,584 $13,733 $28,735
Middle $3,109 $11,164 $19,229
Second lowest $2,374 $9,222 $13,565
Lowest $300 $3,578 $7,606
Current-law payroll taxes quintile
Highest $22,666 $30,530 $33,878
Second highest $13,632 $16,066 $20,200
Middle $8,745 $10,571 $12,584
Second lowest $4,366 $6,066 $7,815
Lowest $138 $1,805 $3,587
  White, non-Hispanic
Subtotal $1,886 $11,963 $32,062
Sex
Female $1,706 $10,517 $26,143
Male $2,165 $13,533 $33,878
Country of birth
United States $1,924 $12,035 $31,711
Other countries $1,493 $11,014 $33,878
Age
31–39 $2,270 $12,096 $30,790
40–49 $2,332 $13,431 $33,878
50–59 $2,530 $13,156 $33,878
60–69 $1,554 $9,160 $28,411
70 or older $138 $10,471 $24,215
Marital status
Married $1,974 $12,299 $32,891
Divorced $1,837 $11,734 $31,081
Widowed $657 $9,703 $23,714
Never married $1,953 $11,570 $31,463
Highest education level
Graduate $3,617 $18,000 $33,878
Bachelor $2,527 $15,679 $33,878
Associate $1,843 $10,335 $23,936
High school $1,296 $8,602 $21,280
Less than high school $835 $6,746 $17,068
Current-law household income quintile
Highest $7,732 $25,674 $33,878
Second highest $5,027 $17,283 $30,056
Middle $3,371 $12,977 $20,902
Second lowest $1,957 $9,155 $13,942
Lowest $197 $3,353 $7,546
Current-law payroll taxes quintile
Highest $22,861 $30,219 $33,878
Second highest $13,826 $16,800 $20,454
Middle $8,742 $10,605 $12,632
Second lowest $4,419 $6,169 $7,865
Lowest $138 $1,591 $3,506
  Black or African American, non-Hispanic
Subtotal $1,361 $8,800 $24,124
Sex
Female $1,661 $8,309 $20,738
Male $1,000 $9,507 $28,432
Country of birth
United States $1,363 $8,758 $24,060
Other countries $1,271 $9,025 $24,674
Age
31–39 $1,678 $8,860 $23,660
40–49 $1,678 $9,498 $24,926
50–59 $1,788 $8,933 $26,611
60–69 $675 $7,232 $21,463
70 or older $138 $8,783 $20,189
Marital status
Married $1,205 $9,530 $26,664
Divorced $1,643 $9,001 $25,104
Widowed $138 $8,146 $19,528
Never married $1,370 $8,488 $22,927
Highest education level
Graduate $2,428 $14,977 $33,878
Bachelor $2,174 $13,494 $28,425
Associate $1,695 $8,730 $20,373
High school $927 $7,133 $18,092
Less than high school $761 $6,257 $16,562
Current-law household income quintile
Highest $6,217 $22,956 $33,878
Second highest $4,391 $16,305 $30,082
Middle $3,322 $12,870 $20,976
Second lowest $2,730 $9,514 $13,764
Lowest $283 $3,701 $7,873
Current-law payroll taxes quintile
Highest $22,750 $28,326 $33,878
Second highest $13,715 $16,487 $20,290
Middle $8,676 $10,386 $12,584
Second lowest $4,451 $6,202 $7,880
Lowest $138 $1,742 $3,508
  All other races, non-Hispanic
Subtotal $2,011 $14,288 $33,878
Sex
Female $1,770 $12,003 $33,878
Male $2,376 $17,156 $33,878
Country of birth
United States $2,495 $14,539 $33,878
Other countries $1,745 $14,049 $33,878
Age
31–39 $3,006 $16,257 $33,878
40–49 $2,131 $14,664 $33,878
50–59 $2,091 $14,604 $33,878
60–69 $1,439 $12,246 $33,878
70 or older $585 $13,590 $27,764
Marital status
Married $1,702 $13,577 $33,878
Divorced $1,524 $12,599 $33,878
Widowed $1,184 $9,783 $22,598
Never married $2,661 $16,071 $33,878
Highest education level
Graduate $3,820 $21,560 $33,878
Bachelor $2,703 $17,590 $33,878
Associate $1,762 $9,064 $26,778
High school $1,217 $8,153 $31,889
Less than high school $326 $3,722 $15,994
Current-law household income quintile
Highest $8,346 $33,878 $33,878
Second highest $5,201 $21,244 $33,438
Middle $3,768 $14,874 $22,029
Second lowest $2,255 $9,695 $13,845
Lowest $275 $3,547 $7,659
Current-law payroll taxes quintile
Highest $23,742 $33,878 $33,878
Second highest $13,844 $16,851 $20,422
Middle $8,700 $10,641 $12,671
Second lowest $4,294 $5,966 $7,798
Lowest $138 $1,652 $3,586
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Covered Earnings Distribution (Not Capped) in 2022
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual covered earnings (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $7,416 $46,953 $136,171
Sex
Female $6,160 $39,294 $108,388
Male $9,219 $55,703 $153,867
Race/ethnicity
Hispanic or Latino, any race $7,234 $37,351 $99,878
White, non-Hispanic $7,822 $51,694 $140,597
Black or African American, non-Hispanic $4,942 $37,480 $113,308
All other races, non-Hispanic $8,486 $54,024 $191,987
Country of birth
United States $7,536 $48,715 $135,568
Other countries $6,870 $40,306 $139,351
Age
31–39 $8,292 $48,061 $132,555
40–49 $8,880 $49,864 $149,862
50–59 $10,170 $52,333 $147,264
60–69 $4,451 $33,407 $108,273
70 or older $614 $38,836 $104,827
Marital status
Married $7,806 $49,121 $143,006
Divorced $6,612 $44,954 $125,996
Widowed $4,638 $37,014 $99,855
Never married $7,337 $43,369 $123,980
Highest education level
Graduate $13,458 $83,845 $222,744
Bachelor $10,835 $69,610 $171,362
Associate $7,671 $45,142 $107,836
High school $5,606 $36,167 $89,173
Less than high school $4,806 $28,827 $75,698
Current-law household income quintile
Highest $23,856 $109,128 $268,673
Second highest $17,609 $71,452 $138,092
Middle $12,597 $55,184 $97,476
Second lowest $8,861 $42,478 $66,285
Lowest $1,657 $16,709 $37,197
Current-law payroll taxes quintile
Highest $101,125 $136,171 $268,673
Second highest $61,533 $73,786 $90,404
Middle $38,718 $46,953 $56,340
Second lowest $18,932 $26,658 $34,708
Lowest $614 $7,413 $15,074
  Hispanic or Latino, any race
Subtotal $7,234 $37,351 $99,878
Sex
Female $5,775 $30,303 $79,421
Male $9,263 $43,899 $113,373
Country of birth
United States $8,278 $42,132 $110,963
Other countries $6,547 $33,452 $86,668
Age
31–39 $7,824 $38,601 $100,639
40–49 $8,121 $38,826 $104,525
50–59 $8,219 $39,556 $99,145
60–69 $3,895 $27,795 $78,620
70 or older $614 $25,240 $80,867
Marital status
Married $7,348 $37,829 $102,833
Divorced $5,327 $36,860 $93,529
Widowed $6,867 $30,959 $84,372
Never married $8,496 $36,941 $92,515
Highest education level
Graduate $14,092 $63,124 $188,526
Bachelor $8,522 $57,177 $156,142
Associate $9,869 $44,053 $110,218
High school $6,546 $35,612 $83,014
Less than high school $6,166 $30,130 $75,906
Current-law household income quintile
Highest $19,789 $79,295 $229,703
Second highest $13,762 $59,726 $133,784
Middle $13,629 $48,792 $90,190
Second lowest $10,640 $40,563 $64,910
Lowest $2,377 $17,440 $37,375
Current-law payroll taxes quintile
Highest $101,019 $133,784 $253,353
Second highest $60,896 $71,119 $89,233
Middle $38,602 $46,258 $55,906
Second lowest $18,925 $26,498 $34,817
Lowest $719 $8,503 $15,459
  White, non-Hispanic
Subtotal $7,822 $51,694 $140,597
Sex
Female $6,284 $42,724 $110,974
Male $10,362 $61,370 $159,495
Country of birth
United States $7,925 $52,027 $139,612
Other countries $7,222 $46,215 $154,983
Age
31–39 $9,528 $53,953 $135,086
40–49 $9,645 $56,427 $155,923
50–59 $12,114 $59,150 $155,572
60–69 $4,769 $35,537 $113,040
70 or older $614 $41,976 $107,321
Marital status
Married $8,157 $53,469 $146,314
Divorced $7,411 $48,363 $131,293
Widowed $4,850 $39,023 $101,851
Never married $8,482 $50,642 $134,395
Highest education level
Graduate $13,567 $83,732 $209,179
Bachelor $11,306 $72,243 $174,743
Associate $7,538 $47,052 $108,237
High school $5,871 $38,525 $92,959
Less than high school $3,882 $29,123 $76,068
Current-law household income quintile
Highest $23,955 $108,577 $261,346
Second highest $17,992 $73,357 $136,853
Middle $11,912 $56,189 $97,907
Second lowest $7,874 $42,958 $67,092
Lowest $1,474 $16,824 $37,319
Current-law payroll taxes quintile
Highest $100,756 $134,355 $261,960
Second highest $61,774 $74,516 $90,644
Middle $38,826 $47,321 $56,376
Second lowest $19,004 $26,813 $34,748
Lowest $614 $6,975 $14,938
  Black or African American, non-Hispanic
Subtotal $4,942 $37,480 $113,308
Sex
Female $5,348 $34,379 $96,775
Male $4,057 $41,477 $128,099
Country of birth
United States $5,140 $37,313 $111,572
Other countries $3,807 $38,193 $121,367
Age
31–39 $5,035 $35,573 $109,556
40–49 $6,824 $41,735 $128,288
50–59 $5,871 $41,657 $117,004
60–69 $1,810 $29,150 $83,861
70 or older $614 $25,166 $87,642
Marital status
Married $5,865 $43,014 $132,027
Divorced $4,857 $39,560 $105,732
Widowed $2,551 $32,201 $87,343
Never married $4,353 $32,499 $95,521
Highest education level
Graduate $9,002 $84,567 $216,718
Bachelor $8,479 $58,260 $138,354
Associate $6,561 $39,701 $98,134
High school $3,175 $29,646 $76,844
Less than high school $2,426 $21,253 $69,153
Current-law household income quintile
Highest $23,048 $112,418 $263,831
Second highest $18,880 $70,169 $139,353
Middle $11,566 $56,528 $98,712
Second lowest $10,098 $42,698 $64,390
Lowest $1,340 $15,639 $35,820
Current-law payroll taxes quintile
Highest $100,753 $130,033 $251,631
Second highest $61,250 $73,902 $90,470
Middle $38,532 $46,480 $56,573
Second lowest $18,824 $26,427 $34,483
Lowest $614 $6,972 $15,176
  All other races, non-Hispanic
Subtotal $8,486 $54,024 $191,987
Sex
Female $7,582 $45,469 $165,874
Male $10,191 $64,754 $203,928
Country of birth
United States $8,217 $50,638 $162,676
Other countries $9,002 $57,532 $200,943
Age
31–39 $9,224 $58,053 $200,943
40–49 $10,481 $62,277 $232,738
50–59 $10,639 $55,099 $180,698
60–69 $4,663 $35,990 $126,812
70 or older $614 $35,323 $104,187
Marital status
Married $8,765 $55,091 $198,209
Divorced $8,240 $49,969 $164,069
Widowed $1,913 $33,576 $110,546
Never married $9,949 $58,401 $189,360
Highest education level
Graduate $17,018 $106,493 $305,176
Bachelor $11,137 $70,602 $194,944
Associate $7,646 $40,185 $115,343
High school $4,911 $33,367 $94,412
Less than high school $2,317 $23,922 $68,334
Current-law household income quintile
Highest $32,607 $149,726 $341,775
Second highest $17,989 $79,199 $155,308
Middle $14,979 $63,973 $106,350
Second lowest $8,461 $45,019 $66,154
Lowest $2,355 $16,143 $37,525
Current-law payroll taxes quintile
Highest $106,492 $156,948 $329,456
Second highest $61,507 $74,466 $91,606
Middle $38,663 $46,694 $56,519
Second lowest $18,482 $26,265 $34,339
Lowest $614 $8,240 $15,131
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Covered Earnings Distribution (Not Capped) in 2030
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual covered earnings (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $8,919 $52,883 $153,226
Sex
Female $7,917 $45,182 $123,854
Male $10,362 $61,090 $172,845
Race/ethnicity
Hispanic or Latino, any race $7,119 $41,313 $110,110
White, non-Hispanic $10,007 $58,963 $159,357
Black or African American, non-Hispanic $7,730 $44,151 $128,853
All other races, non-Hispanic $9,339 $61,090 $210,898
Country of birth
United States $9,683 $55,451 $152,664
Other countries $7,179 $43,708 $156,233
Age
31–39 $10,362 $54,021 $145,970
40–49 $10,426 $58,627 $175,659
50–59 $11,215 $55,744 $165,926
60–69 $7,065 $41,618 $129,612
70 or older $689 $44,996 $118,907
Marital status
Married $9,176 $54,988 $160,106
Divorced $8,772 $51,684 $145,466
Widowed $6,113 $41,113 $116,625
Never married $8,980 $50,701 $145,125
Highest education level
Graduate $18,042 $93,239 $240,329
Bachelor $13,349 $76,440 $193,905
Associate $9,160 $50,045 $119,426
High school $6,820 $40,027 $100,119
Less than high school $5,117 $33,327 $87,673
Current-law household income quintile
Highest $30,222 $125,098 $314,630
Second highest $21,479 $80,865 $154,738
Middle $15,135 $61,450 $106,769
Second lowest $10,304 $47,866 $72,906
Lowest $1,829 $18,876 $40,717
Current-law payroll taxes quintile
Highest $114,408 $153,226 $314,630
Second highest $69,120 $82,729 $101,819
Middle $43,704 $52,877 $63,211
Second lowest $22,177 $30,788 $39,344
Lowest $689 $8,919 $17,896
  Hispanic or Latino, any race
Subtotal $7,119 $41,313 $110,110
Sex
Female $6,364 $34,148 $88,780
Male $8,243 $47,883 $127,632
Country of birth
United States $8,994 $46,821 $121,553
Other countries $5,556 $35,360 $95,703
Age
31–39 $9,009 $44,248 $108,173
40–49 $8,012 $42,770 $131,901
50–59 $7,653 $42,917 $106,559
60–69 $3,703 $29,820 $91,478
70 or older $689 $32,681 $91,526
Marital status
Married $7,161 $41,175 $113,044
Divorced $6,842 $41,055 $112,144
Widowed $2,175 $29,713 $79,688
Never married $7,904 $43,058 $106,096
Highest education level
Graduate $12,807 $63,015 $208,419
Bachelor $9,840 $59,246 $165,347
Associate $9,384 $47,111 $109,324
High school $6,615 $38,679 $95,156
Less than high school $5,841 $34,369 $86,102
Current-law household income quintile
Highest $19,824 $94,085 $278,746
Second highest $16,368 $64,860 $147,431
Middle $13,504 $53,879 $98,942
Second lowest $11,096 $45,255 $71,307
Lowest $1,683 $18,998 $40,532
Current-law payroll taxes quintile
Highest $113,522 $151,254 $294,276
Second highest $68,706 $80,514 $99,746
Middle $43,525 $52,619 $63,075
Second lowest $22,004 $30,356 $39,009
Lowest $689 $9,485 $18,119
  White, non-Hispanic
Subtotal $10,007 $58,963 $159,357
Sex
Female $8,160 $49,600 $128,609
Male $12,173 $68,937 $180,309
Country of birth
United States $10,166 $59,582 $158,862
Other countries $8,418 $50,698 $168,828
Age
31–39 $11,652 $60,156 $152,649
40–49 $12,111 $67,736 $185,805
50–59 $13,653 $63,234 $173,869
60–69 $8,313 $45,372 $136,971
70 or older $689 $47,456 $121,056
Marital status
Married $10,252 $60,863 $165,360
Divorced $9,285 $56,068 $151,259
Widowed $6,744 $45,727 $121,490
Never married $10,377 $58,779 $154,928
Highest education level
Graduate $18,793 $93,809 $228,076
Bachelor $15,122 $80,395 $195,470
Associate $9,455 $52,344 $121,419
High school $7,091 $42,331 $103,023
Less than high school $3,823 $33,384 $94,487
Current-law household income quintile
Highest $32,390 $123,557 $309,592
Second highest $22,517 $84,032 $153,250
Middle $15,158 $63,081 $107,188
Second lowest $9,514 $48,615 $73,300
Lowest $1,809 $18,840 $41,023
Current-law payroll taxes quintile
Highest $114,018 $151,787 $310,548
Second highest $69,345 $83,419 $102,042
Middle $43,796 $53,006 $63,316
Second lowest $22,287 $30,936 $39,518
Lowest $689 $8,655 $17,879
  Black or African American, non-Hispanic
Subtotal $7,730 $44,151 $128,853
Sex
Female $8,609 $41,173 $108,952
Male $6,501 $48,825 $147,714
Country of birth
United States $7,866 $44,151 $127,953
Other countries $7,150 $44,228 $138,189
Age
31–39 $8,511 $41,356 $126,137
40–49 $7,730 $48,332 $137,582
50–59 $10,667 $47,500 $143,509
60–69 $6,238 $38,341 $102,172
70 or older $689 $38,345 $103,307
Marital status
Married $8,508 $50,045 $143,881
Divorced $9,294 $44,510 $127,030
Widowed $3,572 $36,774 $96,512
Never married $7,084 $39,847 $118,893
Highest education level
Graduate $16,550 $98,263 $224,773
Bachelor $12,443 $67,031 $156,622
Associate $7,389 $44,809 $115,612
High school $6,804 $34,586 $88,199
Less than high school $3,062 $25,769 $79,985
Current-law household income quintile
Highest $26,833 $127,079 $286,292
Second highest $21,606 $76,916 $149,658
Middle $19,072 $65,477 $108,779
Second lowest $13,109 $48,825 $72,140
Lowest $2,266 $20,008 $40,457
Current-law payroll taxes quintile
Highest $114,423 $144,451 $268,381
Second highest $68,339 $81,272 $101,463
Middle $43,552 $52,566 $62,838
Second lowest $22,246 $30,568 $39,376
Lowest $689 $9,107 $17,841
  All other races, non-Hispanic
Subtotal $9,339 $61,090 $210,898
Sex
Female $8,392 $52,575 $189,147
Male $10,310 $74,009 $222,097
Country of birth
United States $9,869 $59,284 $194,307
Other countries $8,601 $62,675 $222,481
Age
31–39 $10,672 $69,051 $204,434
40–49 $10,351 $74,092 $270,487
50–59 $9,711 $61,580 $225,771
60–69 $6,696 $44,260 $160,819
70 or older $689 $51,554 $115,286
Marital status
Married $8,054 $59,509 $220,022
Divorced $8,506 $52,499 $183,631
Widowed $10,231 $43,702 $125,550
Never married $11,635 $69,051 $208,705
Highest education level
Graduate $18,843 $110,735 $321,593
Bachelor $9,798 $72,805 $208,016
Associate $8,392 $43,772 $124,295
High school $5,671 $37,481 $120,243
Less than high school $7,989 $29,163 $95,881
Current-law household income quintile
Highest $32,397 $160,325 $378,903
Second highest $24,708 $102,247 $174,895
Middle $16,054 $67,099 $116,926
Second lowest $10,253 $48,331 $74,982
Lowest $1,537 $16,983 $39,521
Current-law payroll taxes quintile
Highest $117,738 $171,044 $376,421
Second highest $69,141 $83,482 $103,602
Middle $43,485 $52,906 $63,572
Second lowest $21,904 $31,123 $38,980
Lowest $689 $8,601 $17,551
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Covered Earnings Distribution (Not Capped) in 2050
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual covered earnings (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $11,415 $66,923 $197,789
Sex
Female $10,284 $58,577 $160,994
Male $12,894 $75,619 $222,874
Race/ethnicity
Hispanic or Latino, any race $9,756 $53,837 $144,233
White, non-Hispanic $12,287 $74,886 $203,675
Black or African American, non-Hispanic $9,238 $55,846 $156,419
All other races, non-Hispanic $14,944 $88,190 $294,272
Country of birth
United States $12,066 $69,063 $193,192
Other countries $9,543 $59,363 $214,793
Age
31–39 $12,905 $68,236 $188,478
40–49 $13,434 $71,225 $227,961
50–59 $14,394 $70,960 $212,872
60–69 $8,980 $52,269 $173,664
70 or older $877 $61,045 $146,888
Marital status
Married $11,543 $68,840 $203,993
Divorced $12,311 $67,286 $186,927
Widowed $6,014 $51,448 $140,449
Never married $11,271 $64,110 $196,984
Highest education level
Graduate $21,353 $113,622 $299,054
Bachelor $16,619 $96,670 $254,308
Associate $11,569 $60,927 $149,405
High school $8,493 $51,312 $129,077
Less than high school $6,759 $41,886 $112,525
Current-law household income quintile
Highest $42,821 $167,187 $417,862
Second highest $28,084 $104,211 $194,804
Middle $20,454 $77,794 $131,812
Second lowest $13,297 $59,397 $88,229
Lowest $2,000 $22,969 $49,236
Current-law payroll taxes quintile
Highest $146,226 $197,789 $417,862
Second highest $86,958 $105,172 $129,321
Middle $55,197 $66,929 $79,494
Second lowest $28,075 $38,918 $49,845
Lowest $877 $11,414 $22,860
  Hispanic or Latino, any race
Subtotal $9,756 $53,837 $144,233
Sex
Female $8,582 $45,965 $113,548
Male $11,195 $61,164 $169,972
Country of birth
United States $11,200 $58,516 $150,338
Other countries $7,711 $45,542 $129,729
Age
31–39 $10,712 $57,527 $141,810
40–49 $11,669 $57,529 $158,337
50–59 $11,248 $53,266 $142,290
60–69 $5,512 $38,341 $115,479
70 or older $877 $46,125 $124,373
Marital status
Married $9,424 $53,969 $147,902
Divorced $11,306 $55,731 $151,506
Widowed $6,487 $41,106 $113,249
Never married $9,797 $54,102 $136,926
Highest education level
Graduate $16,979 $79,232 $230,635
Bachelor $13,234 $77,054 $228,673
Associate $10,632 $58,618 $137,147
High school $8,663 $49,997 $121,788
Less than high school $8,397 $44,213 $113,696
Current-law household income quintile
Highest $28,459 $124,569 $330,711
Second highest $23,635 $86,884 $183,572
Middle $18,905 $69,171 $122,432
Second lowest $14,499 $57,516 $85,245
Lowest $2,097 $23,583 $49,276
Current-law payroll taxes quintile
Highest $145,183 $195,803 $343,861
Second highest $86,344 $101,242 $126,843
Middle $54,967 $66,114 $78,972
Second lowest $27,998 $38,121 $49,714
Lowest $877 $12,387 $22,919
  White, non-Hispanic
Subtotal $12,287 $74,886 $203,675
Sex
Female $10,710 $65,159 $166,355
Male $14,397 $84,724 $228,834
Country of birth
United States $12,654 $75,721 $202,068
Other countries $9,405 $66,037 $214,793
Age
31–39 $14,291 $77,555 $197,589
40–49 $15,164 $82,457 $237,514
50–59 $16,749 $81,236 $222,321
60–69 $9,972 $57,585 $180,523
70 or older $877 $61,891 $149,352
Marital status
Married $12,204 $76,024 $209,981
Divorced $13,461 $74,138 $195,528
Widowed $5,578 $56,349 $150,711
Never married $12,867 $74,955 $197,748
Highest education level
Graduate $22,529 $116,958 $283,718
Bachelor $16,777 $100,343 $256,033
Associate $11,699 $63,522 $150,813
High school $8,810 $54,755 $134,942
Less than high school $4,229 $40,745 $112,308
Current-law household income quintile
Highest $46,771 $164,958 $413,257
Second highest $30,562 $107,615 $191,479
Middle $20,694 $79,984 $133,078
Second lowest $11,752 $58,587 $88,913
Lowest $1,636 $22,158 $49,506
Current-law payroll taxes quintile
Highest $145,398 $193,016 $413,257
Second highest $87,251 $106,498 $129,738
Middle $55,328 $67,285 $79,641
Second lowest $28,281 $39,538 $50,022
Lowest $877 $10,637 $22,665
  Black or African American, non-Hispanic
Subtotal $9,238 $55,846 $156,419
Sex
Female $11,075 $52,976 $136,969
Male $8,178 $60,160 $184,712
Country of birth
United States $9,774 $55,845 $155,700
Other countries $7,101 $56,068 $160,632
Age
31–39 $9,238 $52,721 $147,430
40–49 $10,512 $60,015 $165,847
50–59 $11,067 $59,619 $172,604
60–69 $4,758 $47,287 $153,862
70 or older $2,789 $64,461 $133,591
Marital status
Married $12,441 $63,350 $179,383
Divorced $10,220 $57,988 $155,432
Widowed $1,103 $51,493 $135,434
Never married $8,498 $51,646 $146,107
Highest education level
Graduate $20,479 $109,214 $259,874
Bachelor $18,296 $87,740 $192,062
Associate $12,019 $55,393 $138,370
High school $7,101 $42,991 $110,638
Less than high school $4,424 $33,772 $98,994
Current-law household income quintile
Highest $35,905 $152,560 $356,611
Second highest $26,729 $100,957 $192,104
Middle $22,764 $83,355 $135,031
Second lowest $18,920 $62,327 $89,925
Lowest $2,433 $23,892 $48,749
Current-law payroll taxes quintile
Highest $143,860 $183,795 $339,539
Second highest $86,332 $103,915 $130,473
Middle $55,133 $66,672 $79,194
Second lowest $27,854 $38,803 $49,734
Lowest $877 $11,899 $22,905
  All other races, non-Hispanic
Subtotal $14,944 $88,190 $294,272
Sex
Female $13,122 $72,977 $276,421
Male $17,828 $109,554 $313,165
Country of birth
United States $15,417 $87,335 $282,356
Other countries $14,741 $88,875 $308,145
Age
31–39 $15,769 $98,900 $278,946
40–49 $15,417 $103,982 $393,370
50–59 $16,889 $88,190 $314,126
60–69 $12,637 $65,227 $219,917
70 or older $1,481 $79,425 $177,827
Marital status
Married $14,158 $84,637 $288,889
Divorced $12,044 $74,409 $240,494
Widowed $8,922 $54,415 $156,816
Never married $16,983 $99,519 $314,752
Highest education level
Graduate $23,171 $140,669 $430,017
Bachelor $17,465 $107,281 $291,745
Associate $12,680 $59,774 $173,378
High school $10,099 $53,120 $222,766
Less than high school $2,932 $23,870 $95,766
Current-law household income quintile
Highest $54,300 $214,793 $518,321
Second highest $27,036 $139,112 $220,847
Middle $23,344 $90,256 $141,878
Second lowest $15,070 $63,286 $91,349
Lowest $2,289 $23,175 $48,208
Current-law payroll taxes quintile
Highest $154,517 $222,766 $494,097
Second highest $87,471 $106,661 $130,919
Middle $55,754 $66,975 $80,444
Second lowest $27,887 $38,627 $49,633
Lowest $877 $12,216 $23,062
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Covered Earnings Distribution (Not Capped) in 2070
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual covered earnings (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $13,616 $85,350 $250,032
Sex
Female $12,546 $74,912 $203,301
Male $15,082 $96,667 $283,352
Race/ethnicity
Hispanic or Latino, any race $11,533 $69,940 $186,094
White, non-Hispanic $15,209 $96,476 $258,566
Black or African American, non-Hispanic $10,976 $70,971 $194,551
All other races, non-Hispanic $16,215 $115,228 $375,722
Country of birth
United States $14,554 $87,278 $243,699
Other countries $10,830 $78,310 $273,590
Age
31–39 $17,152 $87,180 $238,604
40–49 $16,187 $91,227 $283,352
50–59 $16,772 $90,113 $278,597
60–69 $10,085 $66,056 $225,261
70 or older $1,114 $81,481 $193,431
Marital status
Married $13,695 $87,507 $254,139
Divorced $13,769 $85,292 $240,993
Widowed $5,297 $66,637 $177,343
Never married $14,083 $83,015 $254,751
Highest education level
Graduate $26,061 $137,992 $359,599
Bachelor $19,860 $124,526 $324,933
Associate $14,314 $78,573 $187,611
High school $10,140 $64,837 $165,262
Less than high school $8,261 $55,072 $145,571
Current-law household income quintile
Highest $55,547 $212,707 $519,858
Second highest $35,676 $133,005 $244,606
Middle $26,633 $100,472 $166,149
Second lowest $17,663 $74,814 $110,951
Lowest $2,032 $28,420 $61,597
Current-law payroll taxes quintile
Highest $184,959 $250,032 $520,133
Second highest $110,897 $133,744 $164,211
Middle $70,421 $85,348 $101,755
Second lowest $35,407 $49,404 $63,240
Lowest $1,114 $13,615 $28,594
  Hispanic or Latino, any race
Subtotal $11,533 $69,940 $186,094
Sex
Female $10,071 $58,689 $146,406
Male $13,642 $79,260 $222,399
Country of birth
United States $13,230 $74,495 $191,228
Other countries $8,526 $59,488 $171,573
Age
31–39 $14,750 $75,104 $181,579
40–49 $13,771 $75,035 $205,228
50–59 $13,097 $71,994 $196,044
60–69 $6,497 $50,970 $150,575
70 or older $1,114 $60,581 $164,424
Marital status
Married $11,537 $70,179 $188,576
Divorced $13,113 $73,501 $200,073
Widowed $5,308 $46,168 $131,365
Never married $11,449 $70,095 $179,157
Highest education level
Graduate $16,017 $98,471 $273,207
Bachelor $18,383 $111,011 $310,024
Associate $13,868 $76,929 $175,421
High school $10,802 $63,496 $154,580
Less than high school $9,277 $57,071 $148,100
Current-law household income quintile
Highest $39,058 $169,091 $436,151
Second highest $28,905 $110,751 $231,734
Middle $25,071 $90,035 $155,074
Second lowest $19,147 $74,371 $109,392
Lowest $2,416 $28,853 $61,338
Current-law payroll taxes quintile
Highest $182,794 $246,211 $461,024
Second highest $109,933 $129,567 $162,902
Middle $70,521 $85,247 $101,485
Second lowest $35,207 $48,922 $63,024
Lowest $1,114 $14,554 $28,928
  White, non-Hispanic
Subtotal $15,209 $96,476 $258,566
Sex
Female $13,757 $84,812 $210,833
Male $17,461 $109,139 $291,719
Country of birth
United States $15,513 $97,055 $255,733
Other countries $12,039 $88,824 $281,555
Age
31–39 $18,302 $97,552 $248,309
40–49 $18,810 $108,314 $302,078
50–59 $20,406 $106,095 $286,846
60–69 $12,536 $73,868 $229,124
70 or older $1,114 $84,442 $195,285
Marital status
Married $15,920 $99,187 $265,249
Divorced $14,813 $94,633 $250,651
Widowed $5,297 $78,248 $191,239
Never married $15,748 $93,309 $253,731
Highest education level
Graduate $29,166 $145,160 $341,631
Bachelor $20,380 $126,442 $314,540
Associate $14,866 $83,348 $193,034
High school $10,453 $69,375 $171,610
Less than high school $6,733 $54,405 $137,648
Current-law household income quintile
Highest $62,352 $207,052 $506,934
Second highest $40,537 $139,382 $242,389
Middle $27,188 $104,657 $168,566
Second lowest $15,781 $73,834 $112,436
Lowest $1,589 $27,044 $60,859
Current-law payroll taxes quintile
Highest $184,363 $243,699 $506,934
Second highest $111,502 $135,482 $164,951
Middle $70,496 $85,523 $101,874
Second lowest $35,636 $49,749 $63,427
Lowest $1,114 $12,830 $28,270
  Black or African American, non-Hispanic
Subtotal $10,976 $70,971 $194,551
Sex
Female $13,398 $67,010 $167,240
Male $8,064 $76,667 $229,293
Country of birth
United States $10,996 $70,628 $194,031
Other countries $10,248 $72,784 $198,981
Age
31–39 $13,533 $71,453 $190,805
40–49 $13,533 $76,595 $201,015
50–59 $14,423 $72,039 $214,603
60–69 $5,447 $58,325 $173,092
70 or older $1,114 $70,833 $162,817
Marital status
Married $9,715 $76,856 $215,034
Divorced $13,254 $72,592 $202,449
Widowed $1,114 $65,697 $157,481
Never married $11,047 $68,452 $184,897
Highest education level
Graduate $19,584 $120,783 $289,040
Bachelor $17,531 $108,823 $229,237
Associate $13,667 $70,403 $164,298
High school $7,479 $57,521 $145,902
Less than high school $6,134 $50,458 $133,564
Current-law household income quintile
Highest $50,134 $185,126 $430,173
Second highest $35,408 $131,490 $242,600
Middle $26,793 $103,792 $169,160
Second lowest $22,019 $76,726 $111,004
Lowest $2,279 $29,847 $63,490
Current-law payroll taxes quintile
Highest $183,466 $228,437 $413,797
Second highest $110,607 $132,961 $163,627
Middle $69,971 $83,759 $101,487
Second lowest $35,894 $50,015 $63,549
Lowest $1,114 $14,052 $28,290
  All other races, non-Hispanic
Subtotal $16,215 $115,228 $375,722
Sex
Female $14,276 $96,799 $346,718
Male $19,163 $138,352 $417,912
Country of birth
United States $20,119 $117,251 $367,876
Other countries $14,072 $113,296 $381,222
Age
31–39 $24,241 $131,102 $346,075
40–49 $17,188 $118,260 $469,257
50–59 $16,859 $117,772 $448,971
60–69 $11,601 $98,760 $338,275
70 or older $4,717 $109,593 $223,906
Marital status
Married $13,727 $109,492 $358,279
Divorced $12,288 $101,607 $368,905
Widowed $9,551 $78,892 $182,244
Never married $21,463 $129,606 $403,986
Highest education level
Graduate $30,805 $173,873 $527,884
Bachelor $21,796 $141,856 $382,464
Associate $14,208 $73,096 $215,950
High school $9,817 $65,751 $257,171
Less than high school $2,630 $30,017 $128,981
Current-law household income quintile
Highest $67,308 $277,108 $643,742
Second highest $41,943 $171,321 $269,662
Middle $30,389 $119,954 $177,657
Second lowest $18,188 $78,187 $111,652
Lowest $2,217 $28,608 $61,763
Current-law payroll taxes quintile
Highest $191,470 $280,638 $627,804
Second highest $111,648 $135,895 $164,696
Middle $70,163 $85,817 $102,182
Second lowest $34,626 $48,116 $62,888
Lowest $1,114 $13,322 $28,917
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Lifetime Quarters of Coverage Distribution in 2022
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual lifetime quarters of coverage at the—
10th percentile Median 90th percentile
  All taxpayers
Total 94 173 243
Sex
Female 85 168 242
Male 104 177 244
Race/ethnicity
Hispanic or Latino, any race 74 149 215
White, non-Hispanic 108 183 250
Black or African American, non-Hispanic 80 161 226
All other races, non-Hispanic 80 164 240
Country of birth
United States 107 179 247
Other countries 64 140 216
Age
31–39 84 165 236
40–49 95 168 236
50–59 98 172 237
60–69 102 190 249
70 or older 120 218 271
Marital status
Married 96 175 244
Divorced 104 176 244
Widowed 85 179 247
Never married 85 165 234
Highest education level
Graduate 110 190 263
Bachelor 112 188 257
Associate 104 174 239
High school 87 167 228
Less than high school 60 136 196
Current-law household income quintile
Highest 126 196 268
Second highest 117 186 252
Middle 106 177 237
Second lowest 94 167 224
Lowest 61 138 198
Current-law payroll taxes quintile
Highest 148 202 271
Second highest 129 188 250
Middle 112 174 232
Second lowest 88 157 217
Lowest 54 133 207
  Hispanic or Latino, any race
Subtotal 74 149 215
Sex
Female 61 136 208
Male 88 156 217
Country of birth
United States 93 163 226
Other countries 61 135 200
Age
31–39 76 150 210
40–49 80 145 208
50–59 68 146 214
60–69 66 163 228
70 or older 88 198 248
Marital status
Married 72 148 216
Divorced 83 160 220
Widowed 58 130 207
Never married 78 148 209
Highest education level
Graduate 91 170 252
Bachelor 84 162 244
Associate 82 159 221
High school 80 149 212
Less than high school 60 134 192
Current-law household income quintile
Highest 95 171 247
Second highest 88 160 234
Middle 86 156 214
Second lowest 84 149 207
Lowest 52 125 185
Current-law payroll taxes quintile
Highest 112 185 260
Second highest 102 168 228
Middle 98 159 211
Second lowest 74 140 199
Lowest 41 112 181
  White, non-Hispanic
Subtotal 108 183 250
Sex
Female 98 177 250
Male 119 187 250
Country of birth
United States 114 184 251
Other countries 68 149 225
Age
31–39 93 172 242
40–49 108 176 245
50–59 118 180 244
60–69 117 196 252
70 or older 131 222 273
Marital status
Married 110 184 252
Divorced 114 183 249
Widowed 107 189 253
Never married 97 175 243
Highest education level
Graduate 120 196 266
Bachelor 125 193 260
Associate 114 179 243
High school 99 175 235
Less than high school 64 143 210
Current-law household income quintile
Highest 140 203 272
Second highest 129 192 256
Middle 119 184 243
Second lowest 105 175 230
Lowest 71 147 204
Current-law payroll taxes quintile
Highest 156 207 274
Second highest 141 193 255
Middle 121 182 240
Second lowest 97 167 224
Lowest 67 147 217
  Black or African American, non-Hispanic
Subtotal 80 161 226
Sex
Female 82 162 230
Male 79 160 224
Country of birth
United States 88 165 228
Other countries 60 134 201
Age
31–39 69 153 214
40–49 84 157 223
50–59 91 162 225
60–69 90 175 229
70 or older 89 203 255
Marital status
Married 89 167 230
Divorced 91 164 226
Widowed 69 163 229
Never married 70 153 218
Highest education level
Graduate 94 175 252
Bachelor 95 170 245
Associate 96 167 228
High school 71 152 215
Less than high school 44 129 188
Current-law household income quintile
Highest 114 182 260
Second highest 112 175 245
Middle 97 168 224
Second lowest 93 162 218
Lowest 57 133 192
Current-law payroll taxes quintile
Highest 137 188 264
Second highest 128 176 237
Middle 109 169 222
Second lowest 87 153 211
Lowest 45 120 191
  All other races, non-Hispanic
Subtotal 80 164 240
Sex
Female 73 155 242
Male 90 168 238
Country of birth
United States 108 177 246
Other countries 69 152 237
Age
31–39 79 168 247
40–49 88 165 241
50–59 76 154 224
60–69 72 163 228
70 or older 80 200 254
Marital status
Married 74 160 237
Divorced 96 170 235
Widowed 66 154 232
Never married 95 170 249
Highest education level
Graduate 96 174 255
Bachelor 84 167 246
Associate 84 164 229
High school 71 151 220
Less than high school 37 126 179
Current-law household income quintile
Highest 112 187 261
Second highest 107 174 249
Middle 90 168 240
Second lowest 72 153 208
Lowest 51 126 191
Current-law payroll taxes quintile
Highest 136 196 267
Second highest 112 176 245
Middle 91 160 218
Second lowest 72 143 206
Lowest 40 113 192
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Lifetime Quarters of Coverage Distribution in 2030
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual lifetime quarters of coverage at the—
10th percentile Median 90th percentile
  All taxpayers
Total 94 173 246
Sex
Female 86 169 247
Male 103 177 245
Race/ethnicity
Hispanic or Latino, any race 72 151 216
White, non-Hispanic 109 184 254
Black or African American, non-Hispanic 84 162 228
All other races, non-Hispanic 80 166 246
Country of birth
United States 107 180 250
Other countries 60 143 220
Age
31–39 85 164 236
40–49 96 168 237
50–59 94 171 238
60–69 100 188 249
70 or older 133 223 276
Marital status
Married 96 175 248
Divorced 102 178 247
Widowed 85 185 252
Never married 88 165 236
Highest education level
Graduate 114 191 265
Bachelor 112 189 261
Associate 105 175 241
High school 85 165 228
Less than high school 55 136 195
Current-law household income quintile
Highest 128 199 272
Second highest 117 187 256
Middle 107 177 240
Second lowest 95 167 225
Lowest 57 137 200
Current-law payroll taxes quintile
Highest 144 202 274
Second highest 128 187 253
Middle 112 175 236
Second lowest 86 159 222
Lowest 52 135 208
  Hispanic or Latino, any race
Subtotal 72 151 216
Sex
Female 63 140 214
Male 86 157 218
Country of birth
United States 96 164 228
Other countries 54 134 201
Age
31–39 75 151 209
40–49 74 149 209
50–59 67 147 209
60–69 68 161 228
70 or older 109 197 256
Marital status
Married 71 151 216
Divorced 80 160 230
Widowed 52 148 219
Never married 73 148 210
Highest education level
Graduate 100 171 253
Bachelor 83 164 244
Associate 84 161 221
High school 77 152 213
Less than high school 56 135 193
Current-law household income quintile
Highest 94 168 250
Second highest 92 164 236
Middle 86 158 219
Second lowest 83 151 207
Lowest 45 126 190
Current-law payroll taxes quintile
Highest 120 184 261
Second highest 107 169 231
Middle 96 160 216
Second lowest 72 140 197
Lowest 37 118 188
  White, non-Hispanic
Subtotal 109 184 254
Sex
Female 100 179 256
Male 119 188 252
Country of birth
United States 115 186 255
Other countries 64 151 232
Age
31–39 95 172 244
40–49 108 176 245
50–59 116 180 246
60–69 121 196 254
70 or older 146 229 280
Marital status
Married 112 184 256
Divorced 113 184 252
Widowed 114 198 257
Never married 98 176 244
Highest education level
Graduate 125 196 268
Bachelor 125 196 265
Associate 117 180 247
High school 98 175 237
Less than high school 57 140 205
Current-law household income quintile
Highest 140 206 277
Second highest 131 193 260
Middle 123 185 244
Second lowest 105 175 231
Lowest 68 148 208
Current-law payroll taxes quintile
Highest 153 208 277
Second highest 138 193 259
Middle 122 183 243
Second lowest 99 171 232
Lowest 64 149 219
  Black or African American, non-Hispanic
Subtotal 84 162 228
Sex
Female 87 163 233
Male 80 160 224
Country of birth
United States 91 165 231
Other countries 56 139 209
Age
31–39 72 151 211
40–49 88 158 218
50–59 91 164 232
60–69 89 180 240
70 or older 94 204 262
Marital status
Married 88 168 232
Divorced 90 166 233
Widowed 84 172 229
Never married 78 154 218
Highest education level
Graduate 108 178 254
Bachelor 100 169 245
Associate 96 168 232
High school 72 152 214
Less than high school 51 132 192
Current-law household income quintile
Highest 130 184 258
Second highest 102 171 240
Middle 102 172 241
Second lowest 95 163 221
Lowest 58 132 190
Current-law payroll taxes quintile
Highest 137 185 260
Second highest 125 180 242
Middle 106 167 224
Second lowest 85 153 212
Lowest 51 121 191
  All other races, non-Hispanic
Subtotal 80 166 246
Sex
Female 76 161 249
Male 86 170 241
Country of birth
United States 110 178 255
Other countries 68 156 241
Age
31–39 87 166 249
40–49 81 165 246
50–59 73 164 240
60–69 75 159 232
70 or older 95 200 263
Marital status
Married 71 162 240
Divorced 91 170 240
Widowed 56 153 244
Never married 103 172 256
Highest education level
Graduate 96 176 258
Bachelor 87 171 252
Associate 80 164 229
High school 65 155 225
Less than high school 39 119 176
Current-law household income quintile
Highest 116 192 264
Second highest 100 175 253
Middle 84 167 236
Second lowest 79 160 220
Lowest 43 121 190
Current-law payroll taxes quintile
Highest 134 200 268
Second highest 116 177 248
Middle 90 165 220
Second lowest 67 141 203
Lowest 37 118 191
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Lifetime Quarters of Coverage Distribution in 2050
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual lifetime quarters of coverage at the—
10th percentile Median 90th percentile
  All taxpayers
Total 92 173 248
Sex
Female 86 170 252
Male 99 175 245
Race/ethnicity
Hispanic or Latino, any race 77 156 221
White, non-Hispanic 108 184 257
Black or African American, non-Hispanic 84 164 233
All other races, non-Hispanic 81 173 252
Country of birth
United States 106 179 252
Other countries 60 147 230
Age
31–39 84 164 232
40–49 95 167 239
50–59 91 170 240
60–69 91 186 252
70 or older 133 230 285
Marital status
Married 93 174 250
Divorced 101 178 251
Widowed 77 187 273
Never married 88 167 238
Highest education level
Graduate 112 191 265
Bachelor 108 190 264
Associate 102 174 243
High school 84 164 226
Less than high school 56 138 199
Current-law household income quintile
Highest 133 201 275
Second highest 116 186 257
Middle 103 176 242
Second lowest 92 165 224
Lowest 57 136 198
Current-law payroll taxes quintile
Highest 146 204 272
Second highest 127 187 257
Middle 108 173 237
Second lowest 84 159 225
Lowest 53 133 207
  Hispanic or Latino, any race
Subtotal 77 156 221
Sex
Female 69 148 221
Male 87 160 221
Country of birth
United States 96 165 229
Other countries 56 133 204
Age
31–39 78 153 214
40–49 84 154 213
50–59 68 153 212
60–69 68 165 229
70 or older 96 197 265
Marital status
Married 77 156 222
Divorced 86 163 231
Widowed 48 144 235
Never married 77 154 212
Highest education level
Graduate 100 176 251
Bachelor 84 168 249
Associate 90 161 220
High school 81 156 217
Less than high school 60 140 199
Current-law household income quintile
Highest 105 179 257
Second highest 95 168 238
Middle 90 161 223
Second lowest 83 155 210
Lowest 51 128 191
Current-law payroll taxes quintile
Highest 128 189 263
Second highest 112 172 234
Middle 98 164 220
Second lowest 75 147 205
Lowest 42 120 190
  White, non-Hispanic
Subtotal 108 184 257
Sex
Female 100 180 262
Male 115 187 253
Country of birth
United States 114 186 259
Other countries 62 151 237
Age
31–39 93 172 240
40–49 109 175 248
50–59 112 178 249
60–69 107 194 259
70 or older 148 237 290
Marital status
Married 109 184 258
Divorced 113 185 258
Widowed 100 203 282
Never married 100 179 247
Highest education level
Graduate 123 197 269
Bachelor 123 198 270
Associate 113 180 250
High school 93 172 233
Less than high school 55 138 205
Current-law household income quintile
Highest 147 208 280
Second highest 130 194 261
Middle 116 184 250
Second lowest 100 172 231
Lowest 65 145 204
Current-law payroll taxes quintile
Highest 153 208 276
Second highest 140 195 264
Middle 118 181 247
Second lowest 96 170 237
Lowest 64 147 220
  Black or African American, non-Hispanic
Subtotal 84 164 233
Sex
Female 87 165 236
Male 81 162 231
Country of birth
United States 91 166 236
Other countries 52 144 216
Age
31–39 72 152 211
40–49 88 157 224
50–59 89 164 217
60–69 89 180 242
70 or older 140 232 284
Marital status
Married 87 169 238
Divorced 96 167 236
Widowed 70 190 262
Never married 79 156 224
Highest education level
Graduate 106 180 260
Bachelor 105 176 251
Associate 95 171 237
High school 71 152 210
Less than high school 59 136 195
Current-law household income quintile
Highest 122 193 270
Second highest 106 175 248
Middle 101 172 240
Second lowest 98 164 220
Lowest 59 133 196
Current-law payroll taxes quintile
Highest 136 192 267
Second highest 121 179 247
Middle 105 169 225
Second lowest 86 156 215
Lowest 51 124 195
  All other races, non-Hispanic
Subtotal 81 173 252
Sex
Female 76 169 257
Male 89 175 246
Country of birth
United States 110 183 257
Other countries 68 164 249
Age
31–39 91 173 243
40–49 90 168 253
50–59 69 165 249
60–69 65 171 252
70 or older 111 217 272
Marital status
Married 71 168 251
Divorced 81 171 240
Widowed 37 154 265
Never married 101 178 254
Highest education level
Graduate 92 184 260
Bachelor 91 178 257
Associate 91 168 237
High school 68 160 230
Less than high school 33 93 172
Current-law household income quintile
Highest 125 204 268
Second highest 105 185 259
Middle 84 168 237
Second lowest 73 155 212
Lowest 45 122 194
Current-law payroll taxes quintile
Highest 140 208 268
Second highest 109 180 253
Middle 96 168 229
Second lowest 57 146 216
Lowest 39 117 199
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Lifetime Quarters of Coverage Distribution in 2070
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Individual lifetime quarters of coverage at the—
10th percentile Median 90th percentile
  All taxpayers
Total 91 168 232
Sex
Female 84 166 235
Male 98 170 231
Race/ethnicity
Hispanic or Latino, any race 79 156 208
White, non-Hispanic 104 177 245
Black or African American, non-Hispanic 85 161 219
All other races, non-Hispanic 88 168 238
Country of birth
United States 103 172 236
Other countries 58 145 216
Age
31–39 82 155 187
40–49 94 166 212
50–59 89 169 234
60–69 91 184 255
70 or older 130 231 289
Marital status
Married 90 168 232
Divorced 99 176 241
Widowed 76 188 284
Never married 88 163 218
Highest education level
Graduate 112 180 253
Bachelor 108 179 250
Associate 101 170 226
High school 82 160 213
Less than high school 56 139 193
Current-law household income quintile
Highest 130 189 264
Second highest 114 178 243
Middle 103 170 226
Second lowest 91 162 212
Lowest 56 134 190
Current-law payroll taxes quintile
Highest 140 188 253
Second highest 124 179 245
Middle 108 170 224
Second lowest 84 155 215
Lowest 50 131 203
  Hispanic or Latino, any race
Subtotal 79 156 208
Sex
Female 71 149 208
Male 88 160 208
Country of birth
United States 95 163 212
Other countries 52 132 196
Age
31–39 78 148 184
40–49 83 154 204
50–59 74 157 216
60–69 70 170 232
70 or older 98 204 274
Marital status
Married 78 156 208
Divorced 87 166 222
Widowed 48 144 240
Never married 78 152 200
Highest education level
Graduate 107 172 236
Bachelor 85 168 228
Associate 91 158 207
High school 80 156 204
Less than high school 58 142 193
Current-law household income quintile
Highest 108 173 238
Second highest 96 165 217
Middle 93 161 209
Second lowest 85 156 204
Lowest 51 127 184
Current-law payroll taxes quintile
Highest 121 176 236
Second highest 112 170 218
Middle 100 164 208
Second lowest 78 147 200
Lowest 43 123 186
  White, non-Hispanic
Subtotal 104 177 245
Sex
Female 97 175 250
Male 112 179 242
Country of birth
United States 111 179 247
Other countries 61 147 220
Age
31–39 87 161 189
40–49 109 174 217
50–59 107 178 242
60–69 110 193 262
70 or older 148 238 295
Marital status
Married 105 176 244
Divorced 109 183 252
Widowed 115 219 294
Never married 96 172 230
Highest education level
Graduate 120 186 260
Bachelor 121 185 258
Associate 111 175 237
High school 88 168 223
Less than high school 52 137 199
Current-law household income quintile
Highest 143 196 272
Second highest 126 186 255
Middle 113 177 236
Second lowest 98 169 219
Lowest 63 140 196
Current-law payroll taxes quintile
Highest 149 192 260
Second highest 133 185 254
Middle 117 177 239
Second lowest 92 165 230
Lowest 59 144 221
  Black or African American, non-Hispanic
Subtotal 85 161 219
Sex
Female 87 163 220
Male 83 160 216
Country of birth
United States 92 164 221
Other countries 56 145 201
Age
31–39 72 147 182
40–49 91 158 206
50–59 91 164 218
60–69 90 178 247
70 or older 121 217 281
Marital status
Married 83 164 220
Divorced 104 170 228
Widowed 89 169 281
Never married 81 156 209
Highest education level
Graduate 100 174 248
Bachelor 107 169 234
Associate 102 169 219
High school 75 152 201
Less than high school 53 136 194
Current-law household income quintile
Highest 124 180 263
Second highest 113 174 232
Middle 106 169 229
Second lowest 95 161 210
Lowest 60 136 190
Current-law payroll taxes quintile
Highest 136 181 248
Second highest 126 175 234
Middle 108 167 215
Second lowest 85 153 205
Lowest 51 127 192
  All other races, non-Hispanic
Subtotal 88 168 238
Sex
Female 82 167 243
Male 96 169 234
Country of birth
United States 110 175 236
Other countries 68 160 239
Age
31–39 92 155 183
40–49 93 169 211
50–59 68 169 239
60–69 78 181 260
70 or older 119 231 283
Marital status
Married 74 164 241
Divorced 72 166 228
Widowed 41 171 262
Never married 106 171 233
Highest education level
Graduate 101 173 248
Bachelor 95 172 243
Associate 99 168 219
High school 66 157 215
Less than high school 33 100 168
Current-law household income quintile
Highest 128 190 262
Second highest 116 176 239
Middle 91 164 217
Second lowest 76 155 205
Lowest 46 126 184
Current-law payroll taxes quintile
Highest 138 185 248
Second highest 115 176 253
Middle 94 165 225
Second lowest 71 148 205
Lowest 42 120 196
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2022
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All taxpayers
Total 7.0% 12.0% 7,827 14,065
Sex
Female 8.0% 13.0% 4,273 7,346
Male 6.0% 11.0% 3,554 6,720
Race/ethnicity
Hispanic or Latino, any race 8.0% 16.0% 1,693 3,174
White, non-Hispanic 5.0% 10.0% 3,878 7,308
Black or African American, non-Hispanic 12.0% 18.0% 1,617 2,414
All other races, non-Hispanic 7.0% 13.0% 639 1,169
Country of birth
United States 6.0% 11.0% 5,819 10,465
Other countries 8.0% 15.0% 2,008 3,601
Age
31–39 11.0% 18.0% 3,550 5,960
40–49 8.0% 14.0% 2,386 4,382
50–59 4.0% 8.0% 1,328 2,512
60–69 3.0% 6.0% 506 1,078
70 or older 1.0% 2.0% 56 134
Marital status
Married 4.0% 9.0% 3,257 6,681
Divorced 9.0% 15.0% 1,487 2,582
Widowed 3.0% 6.0% 119 243
Never married 13.0% 19.0% 2,964 4,560
Highest education level
Graduate 3.0% 6.0% 558 1,130
Bachelor 4.0% 7.0% 891 1,714
Associate 6.0% 12.0% 1,755 3,255
High school 9.0% 15.0% 3,249 5,769
Less than high school 13.0% 22.0% 1,375 2,198
  Hispanic or Latino, any race
Subtotal 8.0% 16.0% 1,693 3,174
Sex
Female 10.0% 17.0% 852 1,503
Male 7.0% 15.0% 841 1,671
Country of birth
United States 7.0% 14.0% 693 1,374
Other countries 9.0% 17.0% 1,000 1,800
Marital status
Married 7.0% 15.0% 984 2,003
Divorced 11.0% 19.0% 224 395
Widowed 5.0% 8.0% 25 39
Never married 10.0% 16.0% 461 737
Highest education level
Graduate 5.0% 10.0% 65 133
Bachelor 7.0% 12.0% 123 204
Associate 5.0% 11.0% 183 389
High school 8.0% 17.0% 653 1,303
Less than high school 11.0% 19.0% 669 1,145
  White, non-Hispanic
Subtotal 5.0% 10.0% 3,878 7,308
Sex
Female 6.0% 11.0% 2,138 3,889
Male 4.0% 8.0% 1,740 3,419
Country of birth
United States 5.0% 9.0% 3,486 6,587
Other countries 7.0% 13.0% 391 721
Age
31–39 9.0% 16.0% 1,713 3,047
40–49 6.0% 12.0% 1,187 2,225
50–59 3.0% 7.0% 664 1,307
60–69 2.0% 5.0% 285 653
70 or older 1.0% 1.0% 29 75
Marital status
Married 3.0% 7.0% 1,639 3,467
Divorced 8.0% 14.0% 955 1,653
Widowed 2.0% 5.0% 65 150
Never married 10.0% 17.0% 1,219 2,037
Highest education level
Graduate 2.0% 5.0% 314 691
Bachelor 3.0% 5.0% 486 998
Associate 5.0% 10.0% 1,052 1,985
High school 7.0% 13.0% 1,593 2,974
Less than high school 15.0% 23.0% 433 659
  Black or African American, non-Hispanic
Subtotal 12.0% 18.0% 1,617 2,414
Sex
Female 13.0% 19.0% 912 1,329
Male 11.0% 16.0% 705 1,085
Country of birth
United States 12.0% 18.0% 1,424 2,102
Other countries 10.0% 16.0% 193 312
Highest education level
Graduate 6.0% 7.0% 82 107
Bachelor 7.0% 12.0% 150 270
Associate 9.0% 16.0% 320 545
High school 15.0% 21.0% 845 1,197
Less than high school 23.0% 31.0% 220 295
  All other races, non-Hispanic
Subtotal 7.0% 13.0% 639 1,169
Sex
Female 9.0% 15.0% 371 625
Male 6.0% 12.0% 268 544
Country of birth
United States 7.0% 13.0% 215 402
Other countries 8.0% 14.0% 424 768
Marital status
Married 6.0% 12.0% 347 659
Divorced 7.0% 11.0% 59 100
Widowed 5.0% 10.0% 15 28
Never married 10.0% 18.0% 218 383
Highest education level
Graduate 4.0% 9.0% 97 198
Bachelor 5.0% 10.0% 132 242
Associate 12.0% 20.0% 200 335
High school 8.0% 16.0% 157 294
Less than high school 15.0% 28.0% 53 99
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2030
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All taxpayers
Total 6.0% 13.0% 7,378 16,206
Sex
Female 7.0% 15.0% 4,050 8,632
Male 5.0% 11.0% 3,327 7,574
Race/ethnicity
Hispanic or Latino, any race 8.0% 16.0% 1,876 3,998
White, non-Hispanic 5.0% 11.0% 3,507 8,270
Black or African American, non-Hispanic 9.0% 17.0% 1,273 2,444
All other races, non-Hispanic 7.0% 15.0% 721 1,494
Country of birth
United States 5.0% 12.0% 5,372 11,874
Other countries 8.0% 17.0% 2,005 4,332
Age
31–39 10.0% 19.0% 3,169 6,450
40–49 8.0% 16.0% 2,541 5,315
50–59 4.0% 10.0% 1,208 2,956
60–69 2.0% 6.0% 409 1,266
70 or older 1.0% 2.0% 50 219
Marital status
Married 4.0% 10.0% 3,063 7,738
Divorced 7.0% 16.0% 1,364 2,887
Widowed 3.0% 7.0% 113 315
Never married 10.0% 19.0% 2,837 5,265
Highest education level
Graduate 3.0% 7.0% 610 1,525
Bachelor 3.0% 8.0% 845 2,040
Associate 5.0% 13.0% 1,542 3,701
High school 8.0% 17.0% 2,979 6,370
Less than high school 12.0% 23.0% 1,401 2,570
  Hispanic or Latino, any race
Subtotal 8.0% 16.0% 1,876 3,998
Sex
Female 9.0% 19.0% 990 2,048
Male 7.0% 15.0% 886 1,950
Country of birth
United States 7.0% 15.0% 883 1,897
Other countries 9.0% 18.0% 994 2,101
Marital status
Married 7.0% 16.0% 993 2,314
Divorced 9.0% 19.0% 255 511
Widowed 5.0% 12.0% 30 76
Never married 10.0% 18.0% 598 1,097
Highest education level
Graduate 5.0% 12.0% 90 229
Bachelor 4.0% 13.0% 82 247
Associate 5.0% 13.0% 219 543
High school 8.0% 17.0% 765 1,575
Less than high school 10.0% 20.0% 721 1,405
  White, non-Hispanic
Subtotal 5.0% 11.0% 3,507 8,270
Sex
Female 6.0% 12.0% 1,994 4,454
Male 4.0% 9.0% 1,513 3,816
Country of birth
United States 4.0% 10.0% 3,139 7,399
Other countries 7.0% 16.0% 368 871
Marital status
Married 3.0% 8.0% 1,490 4,065
Divorced 7.0% 15.0% 847 1,830
Widowed 2.0% 6.0% 56 173
Never married 9.0% 17.0% 1,114 2,202
Highest education level
Graduate 2.0% 6.0% 344 857
Bachelor 2.0% 6.0% 430 1,138
Associate 5.0% 11.0% 876 2,224
High school 7.0% 15.0% 1,443 3,309
Less than high school 14.0% 25.0% 415 742
Current-law household income quintile
Highest .0% .0% 0 36
Second highest .0% .0% 0 36
Middle .0% 1.0% 0 206
Second lowest .0% 6.0% 30 912
Lowest 28.0% 58.0% 3,477 7,080
  Black or African American, non-Hispanic
Subtotal 9.0% 17.0% 1,273 2,444
Sex
Female 9.0% 18.0% 648 1,304
Male 9.0% 16.0% 625 1,140
Country of birth
United States 9.0% 17.0% 1,115 2,108
Other countries 8.0% 17.0% 158 336
Highest education level
Graduate 4.0% 10.0% 59 157
Bachelor 5.0% 10.0% 120 248
Associate 7.0% 15.0% 244 515
High school 11.0% 21.0% 632 1,191
Less than high school 21.0% 31.0% 218 332
  All other races, non-Hispanic
Subtotal 7.0% 15.0% 721 1,494
Sex
Female 8.0% 17.0% 418 826
Male 6.0% 13.0% 303 668
Country of birth
United States 7.0% 13.0% 236 470
Other countries 7.0% 16.0% 485 1,024
Highest education level
Graduate 4.0% 10.0% 117 282
Bachelor 7.0% 14.0% 214 406
Associate 10.0% 21.0% 203 419
High school 8.0% 17.0% 139 296
Less than high school 13.0% 25.0% 48 91
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2050
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All taxpayers
Total 4.0% 16.0% 6,119 22,214
Sex
Female 5.0% 18.0% 3,267 11,581
Male 4.0% 15.0% 2,852 10,633
Race/ethnicity
Hispanic or Latino, any race 5.0% 19.0% 1,779 6,695
White, non-Hispanic 3.0% 14.0% 2,568 10,198
Black or African American, non-Hispanic 7.0% 21.0% 1,062 2,990
All other races, non-Hispanic 5.0% 17.0% 710 2,331
Country of birth
United States 4.0% 15.0% 4,407 16,412
Other countries 6.0% 20.0% 1,712 5,803
Age
31–39 7.0% 23.0% 2,366 7,710
40–49 5.0% 19.0% 1,986 7,274
50–59 4.0% 14.0% 1,181 4,547
60–69 3.0% 11.0% 561 2,328
70 or older .0% 3.0% 25 354
Marital status
Married 3.0% 15.0% 2,436 10,903
Divorced 5.0% 18.0% 1,165 4,044
Widowed 3.0% 10.0% 97 368
Never married 7.0% 19.0% 2,421 6,899
Highest education level
Graduate 3.0% 9.0% 716 2,523
Bachelor 3.0% 11.0% 689 2,761
Associate 4.0% 17.0% 1,200 5,044
High school 6.0% 21.0% 2,351 8,367
Less than high school 9.0% 26.0% 1,162 3,520
Current-law payroll taxes quintile
Highest .0% 1.0% 0 196
Second highest .0% 3.0% 0 883
Middle .0% 9.0% 0 2,583
Second lowest 1.0% 24.0% 202 6,644
Lowest 22.0% 44.0% 5,917 11,908
  Hispanic or Latino, any race
Subtotal 5.0% 19.0% 1,779 6,695
Sex
Female 6.0% 22.0% 944 3,360
Male 4.0% 18.0% 834 3,335
Country of birth
United States 5.0% 18.0% 1,020 4,013
Other countries 6.0% 21.0% 759 2,681
Marital status
Married 4.0% 19.0% 840 3,640
Divorced 6.0% 22.0% 257 997
Widowed 4.0% 16.0% 35 129
Never married 6.0% 19.0% 647 1,930
Highest education level
Graduate 3.0% 11.0% 99 412
Bachelor 3.0% 13.0% 74 342
Associate 4.0% 18.0% 257 1,028
High school 5.0% 21.0% 721 2,732
Less than high school 7.0% 24.0% 628 2,182
  White, non-Hispanic
Subtotal 3.0% 14.0% 2,568 10,198
Sex
Female 4.0% 15.0% 1,368 5,258
Male 3.0% 13.0% 1,200 4,940
Country of birth
United States 3.0% 13.0% 2,234 8,978
Other countries 5.0% 20.0% 333 1,220
Marital status
Married 2.0% 12.0% 1,072 5,284
Divorced 4.0% 16.0% 622 2,282
Widowed 2.0% 7.0% 42 172
Never married 6.0% 18.0% 832 2,461
Highest education level
Graduate 2.0% 8.0% 361 1,315
Bachelor 2.0% 9.0% 332 1,526
Associate 3.0% 15.0% 600 2,782
High school 5.0% 19.0% 975 3,747
Less than high school 11.0% 29.0% 301 829
Current-law payroll taxes quintile
Highest .0% 1.0% 0 128
Second highest .0% 3.0% 0 498
Middle .0% 10.0% 0 1,367
Second lowest 1.0% 22.0% 75 2,894
Lowest 19.0% 40.0% 2,493 5,311
  Black or African American, non-Hispanic
Subtotal 7.0% 21.0% 1,062 2,990
Sex
Female 7.0% 22.0% 538 1,656
Male 8.0% 19.0% 523 1,334
Country of birth
United States 7.0% 20.0% 905 2,553
Other countries 8.0% 21.0% 157 437
Highest education level
Graduate 4.0% 10.0% 72 201
Bachelor 4.0% 13.0% 101 323
Associate 6.0% 19.0% 209 637
High school 10.0% 27.0% 542 1,507
Less than high school 12.0% 29.0% 137 322
  All other races, non-Hispanic
Subtotal 5.0% 17.0% 710 2,331
Sex
Female 6.0% 19.0% 416 1,307
Male 4.0% 14.0% 294 1,024
Country of birth
United States 5.0% 17.0% 248 867
Other countries 5.0% 17.0% 462 1,464
Marital status
Married 5.0% 17.0% 330 1,235
Divorced 7.0% 17.0% 81 201
Widowed 5.0% 13.0% 15 41
Never married 5.0% 16.0% 284 854
Highest education level
Graduate 4.0% 12.0% 185 595
Bachelor 4.0% 14.0% 182 570
Associate 5.0% 23.0% 134 597
High school 6.0% 20.0% 114 382
Less than high school 20.0% 40.0% 96 187
Current-law payroll taxes quintile
Highest .0% 1.0% 0 40
Second highest .0% 7.0% 0 159
Middle .0% 13.0% 0 266
Second lowest 2.0% 31.0% 39 708
Lowest 28.0% 49.0% 671 1,158
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Poverty Rates and Numbers in 2070
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Poverty rate Number of population in poverty
(in thousands)
Official Supplemental Official Supplemental
  All taxpayers
Total 4.0% 19.0% 5,343 28,952
Sex
Female 4.0% 21.0% 2,947 15,251
Male 3.0% 17.0% 2,396 13,701
Race/ethnicity
Hispanic or Latino, any race 4.0% 22.0% 1,829 10,273
White, non-Hispanic 3.0% 17.0% 1,970 11,698
Black or African American, non-Hispanic 6.0% 24.0% 829 3,585
All other races, non-Hispanic 4.0% 19.0% 715 3,396
Country of birth
United States 3.0% 18.0% 3,918 21,732
Other countries 4.0% 23.0% 1,425 7,220
Age
31–39 5.0% 26.0% 1,977 10,145
40–49 4.0% 23.0% 1,775 9,047
50–59 3.0% 17.0% 1,070 5,909
60–69 2.0% 14.0% 490 3,232
70 or older .0% 5.0% 31 619
Marital status
Married 3.0% 18.0% 2,002 13,869
Divorced 4.0% 21.0% 1,104 5,365
Widowed 2.0% 12.0% 63 403
Never married 5.0% 21.0% 2,174 9,315
Highest education level
Graduate 2.0% 12.0% 689 3,746
Bachelor 3.0% 13.0% 679 3,495
Associate 3.0% 20.0% 977 6,284
High school 5.0% 25.0% 1,999 10,789
Less than high school 6.0% 30.0% 1,000 4,638
Current-law payroll taxes quintile
Highest .0% 1.0% 0 356
Second highest .0% 5.0% 0 1,630
Middle .0% 14.0% 0 4,191
Second lowest .0% 30.0% 36 8,901
Lowest 18.0% 46.0% 5,307 13,874
  Hispanic or Latino, any race
Subtotal 4.0% 22.0% 1,829 10,273
Sex
Female 5.0% 25.0% 991 5,189
Male 3.0% 20.0% 838 5,084
Country of birth
United States 4.0% 21.0% 1,205 6,907
Other countries 5.0% 26.0% 624 3,366
Marital status
Married 3.0% 23.0% 752 5,333
Divorced 5.0% 24.0% 324 1,631
Widowed 2.0% 17.0% 21 155
Never married 5.0% 22.0% 732 3,153
Highest education level
Graduate 3.0% 17.0% 169 882
Bachelor 3.0% 15.0% 101 542
Associate 3.0% 19.0% 267 1,518
High school 4.0% 24.0% 719 4,187
Less than high school 5.0% 28.0% 573 3,143
  White, non-Hispanic
Subtotal 3.0% 17.0% 1,970 11,698
Sex
Female 3.0% 19.0% 1,142 6,217
Male 2.0% 15.0% 828 5,481
Country of birth
United States 3.0% 16.0% 1,723 10,312
Other countries 4.0% 21.0% 247 1,386
Marital status
Married 2.0% 15.0% 791 6,077
Divorced 4.0% 19.0% 535 2,736
Widowed 1.0% 9.0% 25 165
Never married 4.0% 20.0% 619 2,719
Highest education level
Graduate 2.0% 10.0% 281 1,702
Bachelor 2.0% 11.0% 274 1,704
Associate 3.0% 18.0% 457 3,070
High school 4.0% 24.0% 737 4,338
Less than high school 8.0% 33.0% 221 883
  Black or African American, non-Hispanic
Subtotal 6.0% 24.0% 829 3,585
Sex
Female 6.0% 26.0% 436 2,068
Male 6.0% 22.0% 393 1,517
Country of birth
United States 6.0% 25.0% 712 3,026
Other countries 5.0% 24.0% 116 559
Highest education level
Graduate 4.0% 17.0% 79 360
Bachelor 4.0% 16.0% 103 406
Associate 4.0% 25.0% 133 830
High school 7.0% 29.0% 412 1,629
Less than high school 10.0% 34.0% 102 360
  All other races, non-Hispanic
Subtotal 4.0% 19.0% 715 3,396
Sex
Female 4.0% 20.0% 378 1,777
Male 4.0% 17.0% 338 1,619
Country of birth
United States 3.0% 18.0% 278 1,487
Other countries 4.0% 19.0% 438 1,909
Highest education level
Graduate 2.0% 13.0% 159 801
Bachelor 4.0% 15.0% 202 842
Associate 4.0% 26.0% 119 866
High school 5.0% 26.0% 131 635
Less than high school 18.0% 43.0% 104 252
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution in 2022
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Household income (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $27,876 $103,020 $289,944
Sex
Female $24,924 $98,124 $279,360
Male $30,660 $106,980 $299,268
Race/ethnicity
Hispanic or Latino, any race $22,488 $79,596 $225,600
White, non-Hispanic $33,420 $114,396 $307,608
Black or African American, non-Hispanic $16,884 $74,808 $219,420
All other races, non-Hispanic $25,764 $118,992 $381,036
Country of birth
United States $29,232 $105,780 $289,428
Other countries $23,112 $90,108 $293,940
Age
31–39 $20,088 $83,052 $223,920
40–49 $25,896 $99,828 $281,700
50–59 $32,772 $116,124 $312,432
60–69 $36,216 $112,248 $317,928
70 or older $50,052 $147,804 $440,892
Marital status
Married $40,644 $125,796 $328,368
Divorced $19,380 $72,984 $209,232
Widowed $31,296 $85,248 $245,328
Never married $14,640 $65,772 $202,944
Highest education level
Graduate $52,800 $170,616 $463,248
Bachelor $44,052 $144,576 $368,160
Associate $28,200 $96,324 $236,064
High school $22,452 $81,192 $202,968
Less than high school $15,660 $62,412 $175,008
Current-law household income quintile
Highest $216,492 $289,944 $559,320
Second highest $132,384 $158,616 $193,080
Middle $86,592 $103,020 $121,896
Second lowest $49,812 $64,032 $78,876
Lowest $7,740 $27,876 $42,708
Current-law payroll taxes quintile
Highest $124,476 $220,548 $491,904
Second highest $72,360 $118,704 $255,744
Middle $45,348 $84,552 $207,408
Second lowest $25,356 $62,256 $187,572
Lowest $7,740 $44,916 $174,888
  Hispanic or Latino, any race
Subtotal $22,488 $79,596 $225,600
Sex
Female $19,848 $78,588 $221,088
Male $24,720 $80,220 $230,340
Country of birth
United States $23,928 $86,184 $241,752
Other countries $20,964 $74,520 $212,748
Age
31–39 $18,588 $68,976 $196,488
40–49 $22,656 $80,532 $226,260
50–59 $27,480 $89,496 $245,268
60–69 $27,144 $84,036 $241,752
70 or older $25,572 $83,472 $344,148
Marital status
Married $27,924 $88,656 $238,848
Divorced $14,472 $60,216 $188,124
Widowed $23,376 $75,108 $306,492
Never married $15,768 $65,784 $184,140
Highest education level
Graduate $37,584 $118,452 $325,080
Bachelor $27,180 $113,892 $322,248
Associate $27,876 $86,280 $241,044
High school $22,488 $78,336 $203,856
Less than high school $18,732 $66,660 $184,728
Current-law household income quintile
Highest $212,868 $269,196 $461,340
Second highest $131,688 $157,404 $192,756
Middle $86,088 $101,832 $121,992
Second lowest $50,088 $63,384 $78,660
Lowest $7,896 $27,744 $42,768
Current-law payroll taxes quintile
Highest $123,768 $207,480 $419,904
Second highest $67,944 $105,480 $224,184
Middle $43,800 $77,580 $197,484
Second lowest $24,396 $57,552 $166,524
Lowest $6,792 $39,216 $145,716
  White, non-Hispanic
Subtotal $33,420 $114,396 $307,608
Sex
Female $30,708 $108,996 $295,140
Male $36,132 $118,536 $318,408
Country of birth
United States $34,056 $114,804 $305,268
Other countries $26,796 $107,544 $347,412
Age
31–39 $24,492 $93,168 $232,764
40–49 $30,480 $110,712 $290,592
50–59 $38,040 $127,404 $325,680
60–69 $40,320 $119,688 $349,632
70 or older $55,116 $154,200 $472,680
Marital status
Married $49,116 $137,532 $348,420
Divorced $20,832 $77,040 $213,528
Widowed $34,092 $88,104 $241,356
Never married $17,208 $69,684 $204,996
Highest education level
Graduate $59,472 $175,584 $459,732
Bachelor $50,700 $154,332 $383,040
Associate $31,560 $103,560 $241,356
High school $26,196 $86,928 $206,220
Less than high school $15,312 $59,076 $165,300
Current-law household income quintile
Highest $216,504 $291,492 $568,788
Second highest $132,516 $158,808 $192,996
Middle $86,712 $103,608 $121,896
Second lowest $49,824 $64,836 $79,080
Lowest $8,472 $28,632 $43,008
Current-law payroll taxes quintile
Highest $125,088 $220,896 $494,244
Second highest $74,448 $124,656 $267,756
Middle $46,836 $90,816 $217,572
Second lowest $26,652 $69,624 $196,224
Lowest $9,468 $55,548 $196,656
  Black or African American, non-Hispanic
Subtotal $16,884 $74,808 $219,420
Sex
Female $15,540 $67,032 $203,352
Male $18,852 $83,652 $237,216
Country of birth
United States $16,392 $72,660 $210,888
Other countries $19,788 $88,524 $256,740
Age
31–39 $11,484 $58,296 $177,720
40–49 $16,872 $77,100 $234,012
50–59 $20,904 $83,604 $236,064
60–69 $25,392 $89,820 $206,088
70 or older $38,652 $113,016 $275,688
Marital status
Married $33,780 $107,736 $267,336
Divorced $14,472 $63,540 $160,128
Widowed $24,288 $77,724 $217,404
Never married $10,116 $52,044 $167,628
Highest education level
Graduate $40,584 $148,236 $376,212
Bachelor $27,936 $94,104 $267,180
Associate $19,572 $71,472 $193,140
High school $14,220 $61,596 $170,556
Less than high school $9,132 $47,712 $173,556
Current-law household income quintile
Highest $215,400 $272,556 $473,940
Second highest $132,156 $155,412 $192,996
Middle $86,472 $101,868 $121,320
Second lowest $49,476 $62,292 $78,480
Lowest $5,532 $25,752 $41,352
Current-law payroll taxes quintile
Highest $119,052 $200,868 $401,124
Second highest $68,592 $102,684 $207,504
Middle $43,800 $71,616 $164,556
Second lowest $23,496 $46,512 $159,840
Lowest $3,876 $26,436 $122,268
  All other races, non-Hispanic
Subtotal $25,764 $118,992 $381,036
Sex
Female $22,188 $115,824 $380,976
Male $28,932 $123,300 $383,040
Country of birth
United States $26,160 $105,240 $309,300
Other countries $25,668 $128,340 $413,292
Age
31–39 $15,852 $94,740 $291,192
40–49 $27,072 $128,136 $470,076
50–59 $30,840 $126,912 $385,440
60–69 $32,640 $121,524 $333,924
70 or older $45,024 $159,840 $424,800
Marital status
Married $32,676 $139,284 $433,956
Divorced $21,864 $87,984 $268,020
Widowed $22,008 $94,068 $272,136
Never married $16,596 $87,576 $296,964
Highest education level
Graduate $44,172 $196,812 $559,320
Bachelor $32,376 $140,796 $362,568
Associate $17,220 $83,400 $245,424
High school $21,396 $80,604 $255,792
Less than high school $12,348 $55,896 $173,136
Current-law household income quintile
Highest $225,072 $316,212 $635,796
Second highest $132,840 $161,280 $195,312
Middle $86,880 $103,452 $122,748
Second lowest $49,308 $63,420 $77,484
Lowest $7,728 $26,700 $42,216
Current-law payroll taxes quintile
Highest $130,320 $254,316 $584,952
Second highest $68,760 $115,968 $288,276
Middle $44,484 $83,040 $227,628
Second lowest $24,144 $54,156 $196,764
Lowest $7,416 $36,984 $191,880
SOURCE: SSA Office of Research, Evaluation, and Statistics, MINT 8.19 Run ID: SB 03/16/2022
NOTES: Start date = 2022.
Providing these estimates does not imply SSA support for the proposal, nor is SSA responsible for any interpretations of these estimates.
Projected Annual Household Income Distribution in 2030
POPULATION: Current-law payroll taxpayers aged 31 or older (characteristics)
Characteristic Household income (2022 $) at the—
10th percentile Median 90th percentile
  All taxpayers
Total $30,238 $111,988 $320,973
Sex
Female $27,276 $107,561 $309,412
Male $33,472 $115,927 $332,075
Race/ethnicity
Hispanic or Latino, any race $24,188 $86,109 $248,380
White, non-Hispanic $36,531 $125,582 $341,829
Black or African American, non-Hispanic $22,058 $82,816 $254,703
All other races, non-Hispanic $27,491 $132,228 $426,130
Country of birth
United States $32,163 $114,862 $319,048
Other countries $24,599 $100,329 $326,964
Age
31–39 $22,937 $93,156 $251,663
40–49 $26,837 $109,789 $315,012
50–59 $34,088 $118,898 $343,285
60–69 $38,994 $123,559 $349,070
70 or older $55,452 $161,694 $447,836
Marital status
Married $43,539 $137,584 $366,349
Divorced $22,634 $82,122 $242,995
Widowed $32,212 $98,433 $276,575
Never married $17,542 $75,477 $233,134
Highest education level
Graduate $55,393 $182,754 $489,420
Bachelor $47,585 $160,325 $411,207
Associate $31,674 $102,206 $257,556
High school $24,276 $85,298 $225,638
Less than high school $17,474 $71,186 $199,329
Current-law household income quintile
Highest $239,779 $320,973 $649,550
Second highest $145,617 $175,542 $214,858
Middle $93,293 $111,988 $133,411
Second lowest $54,553 $69,515 $84,966
Lowest $8,571 $30,238 $46,812
Current-law payroll taxes quintile
Highest $140,232 $248,047 $559,599
Second highest $80,813 $131,309 $288,879
Middle $51,543 $90,214 $225,110
Second lowest $29,065 $67,267 $205,691
Lowest $8,561 $46,001 $181,963
  Hispanic or Latino, any race
Subtotal $24,188 $86,109 $248,380
Sex
Female $21,139 $86,022 $246,777
Male $26,846 $86,129 $249,992
Country of birth
United States $26,035 $90,996 $262,062
Other countries $21,735 $80,598 $234,346
Age
31–39 $19,927 $77,636 $214,897
40–49 $22,361 $84,585 $261,563
50–59 $27,257 $93,498 $267,877
60–69 $29,925 $87,605 $234,697
70 or older $35,173 $108,988 $315,813
Marital status
Married $29,798 $94,866 $263,655
Divorced $18,178 $68,147 $220,947
Widowed $25,840 $86,862 $276,584
Never married $16,682 $69,525 $214,663
Highest education level
Graduate $36,551 $118,565 $387,302
Bachelor $29,329 $121,751 $320,240
Associate $29,495 $90,693 $248,634
High school $23,582 $83,070 $226,303
Less than high school $20,044 $75,486 $206,473
Current-law household income quintile
Highest $242,017 $305,424 $541,871
Second highest $145,470 $173,978 $215,005
Middle $92,911 $111,285 $132,981
Second lowest $54,113 $68,489 $85,269
Lowest $8,063 $29,768 $46,695
Current-law payroll taxes quintile
Highest $136,919 $231,736 $472,337
Second highest $78,575 $119,191 $250,266
Middle $50,624 $84,683 $193,964
Second lowest $28,283 $60,798 $182,148
Lowest $7,476 $40,313 $162,671
  White, non-Hispanic
Subtotal $36,531 $125,582 $341,829
Sex
Female $32,964 $120,012 $326,358
Male $40,362 $130,127 $354,905
Country of birth
United States $37,401 $126,384 $339,698
Other countries $28,557 $114,959 $375,565
Age
31–39 $27,491 $102,548 $259,521
40–49 $32,622 $123,071 $331,626
50–59 $39,620 $134,329 $361,941
60–69 $44,868 $134,583 $373,337
70 or older $60,338 $172,756 $477,594
Marital status
Married $52,774 $151,276 $386,853
Divorced $24,804 $86,921 $244,402
Widowed $37,391 $103,105 $275,588
Never married $19,262 $80,128 $236,388
Highest education level
Graduate $62,703 $189,077 $490,143
Bachelor $57,338 $173,734 $429,414
Associate $35,065 $109,535 $263,625
High school $27,384 $90,361 $225,257
Less than high school $16,174 $66,143 $181,230
Current-law household income quintile
Highest $239,252 $323,885 $656,938
Second highest $145,627 $175,855 $214,985
Middle $93,410 $112,399 $133,674
Second lowest $54,797 $70,062 $85,122
Lowest $9,089 $31,293 $47,282
Current-law payroll taxes quintile
Highest $142,069 $249,865 $568,649
Second highest $82,660 $138,600 $302,453
Middle $52,823 $96,742 $237,453
Second lowest $30,550 $75,564 $219,295
Lowest $9,890 $56,067 $195,782
  Black or African American, non-Hispanic
Subtotal $22,058 $82,816 $254,703
Sex
Female $21,676 $78,389 $231,814
Male $22,712 $88,162 $270,486
Country of birth
United States $21,686 $80,285 $245,115
Other countries $26,016 $106,115 $322,840
Age
31–39 $15,519 $67,795 $210,539
40–49 $19,272 $79,962 $254,732
50–59 $27,472 $89,745 $283,445
60–69 $29,993 $92,345 $261,065
70 or older $46,109 $118,741 $313,370
Marital status
Married $39,297 $121,869 $317,015
Divorced $21,823 $73,229 $216,354